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Keeping Teens Safe With Graduated Driver Licensing

By The Allstate Blog Team

Getting a driver’s license is a rite of passage for many teenagers. While teen drivers may enjoy the newfound freedom, they are at an increased risk on the road. The Insurance Institute for Highway Safety (IIHS) states that 16- and 17-year-old drivers are three times more likely to get into a car accident than drivers over the age of 20. The explanation for this is simply that younger drivers lack experience and may overestimate their abilities on the road, says the IIHS.

To help reduce the number of teen driving accidents, every state and the District of Columbia now have graduated driver licensing laws to help teens get more experience behind the wheel before they’re fully licensed, says the Insurance Information Institute (III).

What Is a Graduated Driver Licensing Program?

A graduated driver licensing (GDL) program limits high-risk driving situations for teens, says the National Highway Traffic Safety Administration (NHTSA). These programs been shown to reduce teen accidents by up to 50 percent, says the NHTSA.

While the restrictions may vary from state to state, all GDL programs have three phases, according to the III:

  • Stage 1, Learner’s Permit: This is a supervised learning period during which the student must complete road knowledge and vision tests. This phase lasts six to 12 months, depending on the driver’s state, and the teen can only drive with a licensed adult in the vehicle during this time. Typically, 30-50 hours of driving experience is required before the next phase, says the Governors Highway Safety Association (GHSA).
  • Stage 2, Intermediate License: After completing stage 1, taking driver education training and passing a required road test, a new driver earns their intermediate license. During this stage, certain driving situations may still be restricted unless accompanied by a licensed adult. Typically, there are restrictions on nighttime driving as well as how many passengers can be in the car. The driver must also go without an accident or traffic violation for a set period of time to graduate from this stage. This stage typically lasts until the driver turns 18, says the GHSA.
  • Stage 3, Full License: Once the driver completes the first two stages and passes the required licensing tests, they will earn a license with full driving privileges.

No cellphone or electronic devices can be used during the first two phases of a GDL program, according to the GHSA.

How Can Parents Help?

Parents and guardians can play an important role in helping a young driver establish good habits and get plenty of practice behind the wheel. The NHTSA recommends:

  • Know your state’s GDL laws so that you can enforce them. Consider setting up your own rules as well.
  • Set a good example and practice safe driving yourself.
  • Take them out on practice drives and make sure they get the required time behind the wheel.

Setting teen drivers up for success behind the wheel is key in helping them stay safe on the road. With graduated driving license programs and plenty of practice, teens can gain the experience that will help make them better drivers.

The post Keeping Teens Safe With Graduated Driver Licensing appeared first on The Allstate Blog.

Driving Your RV: Staying Safe on the Road

By The Allstate Blog Team

Driving a recreational vehicle isn’t always as easy as hopping in your car or truck and hitting the road. There’s a little more to keep in mind, whether you’re cruising from coast to coast in an RV or are using it for long weekends at the lake. Consider these safety tips before you head out in your RV.

Use Mirrors and Cameras

Due to its height and length, motorhome drivers may have some blind spots you wouldn’t typically have with your average sedan. This means you may need to be a little more vigilant about what is going on around you. RVShare.com recommends making full use of your mirrors, both rearview and sideview, to see as much as possible of the road and traffic conditions around you. Newer RVs may even have cameras to help you monitor hard-to-see areas.

Give Yourself Enough Time and Space to Stop

RVs are heavier than your average car, and can take a longer time to come to a complete stop after you’ve applied the brake. Keeping a safe following distance behind other vehicles may help give you the time and space to stop safely and prevent you from having to slam on the brakes.

The distance it takes to completely stop will be different for each vehicle on the road. It comes down to three things, says the Utah Department of Transportation (UTOD): the distance traveled before the driver perceives the need to stop, the time it takes the driver to react and step on the brake and the distance the vehicle travels with the brake pressed until it stops completely. The heavier the vehicle, the more distance it will need to stop completely, according to UTOD.

Check Your Tires

When you’re driving a motorhome, it’s important to check your tires each and every time you use the vehicle, says Kampgrounds of America (KOA). With the weight your RV tires are carrying, your safety depends on them being properly inflated at all times. Get yourself a tire pressure gauge and know exactly how much pressure your tires should have, then check them regularly. KOA adds that you should check the pressure when the tires are “cold,” which means they aren’t warm from recent use. Be sure they are inflated to the range indicated in the owner’s manual, and do not exceed the maximum pressure noted on the tires. You may also want to cover the tires when you’re not using the motorhome, says KOA, to help prevent damage from the sun and other elements.

Pay Attention to the Weight and Weight Distribution

While you certainly need to pack the gear you’ll need while living out of your RV, you also need to keep the added weight of your cargo in mind. You need to stay within the manufacturer’s stated weight limits, such as the Gross Vehicle Weight Ratings and Gross Axle Weight Ratings, as well as the tire weight limits, says KOA. It’s a good idea to weigh the packed RV and each axle end to be sure you’re within allowable weight limits. TripSavvy also recommends checking on laws in each state you’ll be visiting, as RV regulations regarding the weight of your vehicle may vary from state to state. For example, some states may require trailers over a certain weight to have brakes (in addition to the tow vehicle’s braking system).

How you pack your RV can make a big difference. Keep the load even and balanced, says DoItYourselfRV.com, and place heavier items closer to the ground. Be sure to secure loose items so they do not slide around while the vehicle is in motion.

Keep Safety and Maneuverability in Mind

As with any vehicle, it’s important to keep safety in mind at all times. While an RV may feel like home, it’s important for every passenger to use a seat belt while you’re on the road. Stay securely buckled in and avoid the temptation to move around.

Camping World also offers these safety tips for driving your RV:

  • Be aware of the motorhome’s size. Keep the weight, height and length of your vehicle in mind, and plan your route to avoid bridges with low clearance or roads with weight restrictions. Be on the lookout for hazards like low-hanging branches, and be sure you can clear roofs, such as those at a gas station. Give yourself plenty of room to maneuver in parking lots and in traffic.
  • Leave room for turns. Remember that you’re going to need to take wide turns, and leave yourself plenty of space. The rear of your RV could hit the curb or another obstacle if you take a turn sharply. Keep an eye on your mirrors for other vehicles, and pull farther into an intersection before starting turns.
  • Get familiar with your RV’s handling. Before you hit the road, practice driving your RV in an empty parking lot. This will give you time and space to get used to the vehicle’s handling and to practice turning and parking.
  • Keep up with maintenance. Perform regular maintenance on your motorhome, and check it again before you head out on a trip. For example, look for cracks in belts and hoses, be sure lights and signals are working and look over the hitch and towing equipment to be sure they are in working order. (If you’re not comfortable with maintenance tasks, have a professional perform these tasks.)

RVs can be a great way to travel, but there are few extra precautions to consider before you hit the road. With a little practice and preparation, you may stay safer and have a trip to remember.

Originally published on October 18, 2012.

The post Driving Your RV: Staying Safe on the Road appeared first on The Allstate Blog.

VIN Etching: Deter Car Thieves

By The Allstate Blog Team

Since 1981, the National Highway Traffic Safety Administration (NHTSA) has required that every vehicle manufactured and sold in the United States is assigned a vehicle identification number, commonly called a VIN. The purpose of VINs is to help law enforcement trace and recover stolen vehicles and parts, as each VIN can be tracked back to a single vehicle. Edmunds notes it typically is on a small plate attached to the dashboard on the driver’s side of the vehicle. It may also be imprinted on other major components of the vehicle, as required by the Federal Motor Vehicle Theft Prevention Standard.

Learn more about VIN etching and how it may help protect your vehicle.

What Is VIN Etching?

Labeling the windows of your car, truck or SUV with its VIN may be an effective tool when it comes to theft prevention. VIN etching, as it’s commonly known, can be a cost-effective method for doing this if your vehicle did not come with the windows marked already. Angie’s List states that car dealers and local police departments often provide etching service. You can also purchase etching kits (check online or at an auto parts store) and do the work yourself. Typically, it only takes about 10 minutes to etch the windows.

The process should not damage your windows, says the Arizona Automobile Theft Authority (AATA). Etching should only affect the outer layer of the glass, and the etching is approximately 2 inches wide and a quarter inch high — so it should not interfere with your view.

How VIN Etching Deters Thieves

Sometimes, car thieves swap the VIN plate on the dashboard with a fake one, says the AATA. This essentially changes the identity of the vehicle and makes it hard for police to track. However, if the windows are etched, each piece of glass will also have to be swapped out. This costs time and money and cuts into any profit the thief can make selling the stolen vehicle. If the would-be thief notices the window etching, they may simply move on and look for an easier target.

How VIN Etching Can Help Recover Your Car

If your car is stolen, the NHTSA says you should immediately contact the police and provide relevant information, including the VIN. You can find the VIN on your insurance card or statement as well as the car’s title. (Don’t forget to contact your insurance company, too.) This information will be entered into a national police database, according to the St. Paul Auto Theft Unit. Police can easily spot window etching, says the AATA, and having that information on the window may help them recover your vehicle.

As a car owner, you may take steps like locking your car and parking in well-lit areas to help deter thieves. You may want to consider VIN etching as another line of defense.

Originally published on July 20, 2012.

The post VIN Etching: Deter Car Thieves appeared first on The Allstate Blog.

Drowsy Driving: Tips for Avoiding the Risk

By The Allstate Blog Team

If you’re feeling tired, you may want to think twice before getting behind the wheel. Statistics show that a fatigued driver is three times more likely to get into an accident, says the National Safety Council (NSC). According to the National Highway Traffic Safety Administration (NHTSA), drowsy driving results in approximately 90,000 crashes per year.

Learn about some of the people who may risk driving while drowsy and how you can help prevent yourself from being one.

What Are the Potential Effects of Drowsy Driving?

The National Sleep Foundation’s DrowsyDriving.org notes that a number of essential driving skills may be affected by fatigue. A drowsy driver may experience:

  • Slowed reaction time
  • Impaired vision
  • Lack of awareness of nearby vehicles as well as traffic signals and signs
  • Aggressive driving behavior
  • Reduced hand-eye coordination

NHTSA also notes that a tired driver may experience “micro sleeps,” in which a person experiences involuntary bouts of sleep or unconsciousness. These episodes can last a few seconds, which is enough for a car to drive the equivalent of a football field while moving at 55 miles per hour.

These symptoms tend to get worse the more fatigued a person becomes, further diminishing the driver’s ability to operate a vehicle safely.

Who May Be a Drowsy Driver?

Although anyone can become drowsy behind the wheel, some drivers may be at increased risked, according to the Centers for Disease Control and Prevention. They include:

  • Anyone who doesn’t get enough sleep
  • Shift workers, including those who work night shifts or long hours
  • Drivers with untreated sleep disorders, such as sleep apnea
  • People who use certain medications that may cause drowsiness

Drivers with these risk factors may want to be especially careful.

How Can You Help Prevent Drowsy Driving?

Whether you belong to a group with higher risk of drowsiness or not, it’s a good idea to take some preventive measures when you’re planning to hit the road. Here are a few things you can do:

  1. Rest up. Make sure you’ve had enough sleep before getting behind the wheel of a car. The National Sleep Foundation says adults typically need seven to nine hours a night.
  2. Limit the effects of shift work. If you work late shifts, you may find it difficult to sleep during the day, which can lead to general fatigue. To help prevent this, the National Sleep Foundation recommends setting a bedtime you stick to every day, making sure your bedroom is dark and quiet and avoiding caffeine near bedtime.
  3. Plan ahead. If you’re planning to leave on a road trip, schedule your sleep so you’re well-rested for your trip, says DrowsyDriving.org. If possible, travel with someone who can share the driving, and schedule breaks approximately every two hours.
  4. Be aware of medical issues. Whether it’s a sleep disorder or a medication that makes you sleepy, be aware of any medical issues you’re dealing with and adjust your driving habits accordingly. If you don’t know the source of your drowsiness, consult your doctor.

What Are the Signs of Drowsiness?

Even if you take precautions, it’s important to watch out for the signs of drowsiness when you’re driving. The National Sleep Foundation says that if you experience the following symptoms behind the wheel, it may be time to pull over and rest:

  • Heavy eyelids, trouble focusing and frequent blinking
  • Wandering thoughts
  • Not remembering having driven the last few miles
  • Missing traffic signs or exits
  • Frequent yawning
  • Erratic driving, such as tailgating or drifting into other lanes or onto the shoulder
  • Restlessness or irritability
  • Finding it difficult to keep your head up

Should you start experiencing signs of fatigue, the NHTSA recommends you pull over somewhere safe — like a well-lit rest stop. Consider drinking a cup or two of coffee or another drink with caffeine, and take a brief nap. DrowsyDriving.org notes that it will take about a half an hour for you to start feeling the effects of the caffeine. If you’re still feeling drowsy (or start to notice signs of fatigue again), it’s time to find somewhere safe to get a good night’s rest.

If you find yourself getting sleepy while behind the wheel, you may be putting yourself and others in danger. Instead of trying to push through, take a break and rest.

Originally published on March 31, 2014.

The post Drowsy Driving: Tips for Avoiding the Risk appeared first on The Allstate Blog.

What to Do When Your Car’s Engine Overheats

By The Allstate Blog Team

The last thing most people expect when they get behind the wheel is their car engine overheating. But, it’s important to know what steps to take when a car overheats so you can handle the situation effectively and keep safety a priority. Here’s what to do if you find yourself with a vehicle that’s overheating.

If your car’s engine overheats, pull over as soon as it’s safe to do so, says Donny Seyfer, executive officer for the National Automotive Service Task Force.

“Most of the time when this kind of thing happens, the driver doesn’t have the resources on hand to do anything useful,” says Seyfer. If that’s the case, he recommends that the driver turn the car off and call for a tow, adding that even one instance of engine overheating, if severe enough, can permanently damage the engine.

You may also be able to buy a little time to get off the road by turning the heater on full blast, according to Tony Molla, vice president of the Automotive Service Association. “This’ll provide some additional cooling through the heater core,” he says, but, ultimately, “the best way to cool down the vehicle is to shut it down.”

If there is steam coming out from under the car’s hood, Consumer Reports advises that you should not attempt to lift the hood, adding that it typically takes at least 30 minutes for a hot engine to cool down. And, while it might be tempting, make sure you don’t open the radiator cap while the engine is hot, warns Seyfer. This is because the hot coolant can cause severe burns.

Seyfer adds that leaving the system closed until it fully cools down may actually be better for the engine, too.

What Are the Warning Signs?

You don’t have to wait until you see steam rising from the hood to realize your car’s having difficulties, according to Molla, because there are often earlier signs that something is amiss. “One symptom might be the vehicle heater not getting warm,” says Molla, as this may indicate that the engine’s thermostat is stuck or that coolant is running low.

A glance at the temperature gauge can also help. “You can see an overheating problem developing if the temperature gauge is higher than normal,” Molla explains.

If the temperature warning light comes on, however, the problem is serious, says Molla. The same goes for a sudden burst of steam from under the hood, which he says is usually a sign that a radiator hose has blown.

What Are Some Preventative Measures?

So, what causes cars to overheat? The most common culprit is low coolant in the engine, says Molla, so a good defense is regular vehicle maintenance. “You can do a quick visual check of your coolant by looking at the plastic tank under the hood,” Molla says. “It’ll have the minimum coolant level mark for easy reference.” Drivers may want to make a regular habit of checking the car’s coolant level and, if necessary, topping it off.

But, there are some other reasons for a car to overheat, so having a plan to regularly inspect your car’s entire cooling system is key.

“Follow the maintenance schedule from your vehicle manufacturer,” says Molla. “The older the vehicle, the more likely it is to need maintenance, ranging from replacing old coolant or worn belts, or hoses that can leak or cause a water pump to not operate properly.”

Most engine coolant will last about 100,000 miles, says Molla, but older and higher-mileage vehicles should have the radiator coolant checked and belts and hoses swapped out according to the manufacturer’s recommended schedule. “A trained automotive technician can tell when it’s time for a change,” he explains.

It’s hard to predict when a car is going to overheat. But, keeping up with preventative measures and knowing what to do if it happens to your car may help you avoid some expensive repairs down the road.

The post What to Do When Your Car’s Engine Overheats appeared first on The Allstate Blog.

How to Check and Replace Your Windshield Wiper Blades

By The Allstate Blog Team

Windshield wipers can be an overlooked part of your car’s safety system. If your wipers are not working properly, it may be difficult to see the road or other hazards when it rains or snows. Faulty wiper blades can be ineffective and even smear your windshield, potentially creating visibility issues. Some simple, regular maintenance can help ensure your wiper blades are in good shape.

Auto maintenance and repair specialist The Humble Mechanic shares tips for inspecting, changing and maintaining your car’s wiper blades.

Inspect Your Wipers Regularly

Wiper blades are made out of rubber that can wear out even with limited use. The blades should be inspected regularly and replaced, if needed, about every six months, says Consumer Reports. If your blades are cracked, torn or heavily worn, they might not grip the windshield properly and not fully remove mud, rain, sleet or snow. Wiper blades can take a beating during winter months, and since conditions and vehicles can vary, you may consider checking your vehicle’s owner’s manual and the information that comes with your wiper blades for guidance.

Replace Your Wiper Blades

Changing your wiper blades is typically a simple task. If you’re not confident about your skills, it may be a good idea to leave it to the professionals — it’s often done when you take your car in for an oil change. But, if you want to do it yourself, Cars.com provides these steps:

  1. Determine the blade size. Measure the wiper blade length or check your car’s owner’s manual for the correct blade size.
  2. Remove the old wiper. Lift the wiper arm away from the windshield and depress the small tab on the underside of the wiper where it meets the wiper arm. Slide the wiper blade off the arm by pulling downward.
  3. Attach the new wiper blade. Pull the wiper blade tight onto the arm. You will hear a clicking sound when it locks into place. Lower the arm slowly back onto the windshield and repeat this process on the other wiper arm.
  4. Test. Run the wipers to see if they are working properly. It’s better to do it now instead of finding out they aren’t installed correctly during the middle of a downpour.

Taking these simple steps can help make sure your wipers are working efficiently and help maximize your visibility for safer driving.

Originally posted on May 12, 2017.

The post How to Check and Replace Your Windshield Wiper Blades appeared first on The Allstate Blog.

Tires Can Wear Out Even If They Haven’t Gone Very Far

By Mac Demere

If you’re thinking about buying used tires for your vehicle, there are some important points to consider. When a tire is between six and 10 years old, its rubber and internal components will begin to get dry rot. (If there is dry rot, you’ll notice cracks in the treads, discoloration and that the tire is misshapen, says Car and Driver.) Tires can degrade and weaken even if they haven’t gone very far or done much. For example, a 9-year-old car may only have 10,000 miles on the odometer, but it might need new tires.

When a tire needs to be replaced depends on several factors, according to Edmunds, including how it is used (such as not being inflated properly), exposure to heat and how it was stored. Here are a few things to keep in mind if you’re considering buying used tires or are wondering if you should replace older tires:

Tire Age

It can be difficult to accurately determine age-related tire damage. That’s because the conditions in a climate-controlled warehouse help prevent a tire from deteriorating. However, one left in the sun on display may be almost worn out inside before it’s mounted on a vehicle. And, the ones I put in the cool crawl space under my house in garbage bags are somewhere in between. Still, some car makers recommend replacing tires that are between six and 10 years old, regardless of how much tread is left, says the National Highway Traffic Safety Administration (NHTSA).

Almost every driver can find out a tire’s age just by decoding numbers on the tire. Your tire’s “born-on date” is on its sidewall, part of the government-required Tire Identification Number (TIN), according to NHTSA. The TIN is an alphanumeric code that begins with “DOT” (the abbreviation for the Department of Transportation). The last four digits indicate the week and year in which the tire was made. A TIN ending in 0112 means the tire was made in the first week of 2012. (If the DOT code ends with a letter or contains less than 10 digits, check the opposite sidewall. If you can’t find such a number or it has been ground off, assume the tire is far too old for safe use.)

History

While there is no way to track the history of a used tire, it’s safe to assume it likely was driven without being inflated properly, as the NHTSA states that only 19 percent of people have inflated their vehicle’s tires properly. Also, a used tire could have suffered significant damage from a pothole, been repaired improperly or permanently damaged when being dismounted. Because these factors may affect a tire’s safety, Consumer Reports advises against buying used tires. But if you do, make sure to have the used tire properly inspected by a tire professional before purchase and installation.

If you’ve just acquired a used car and encounter otherwise untraceable issues with tire wear, handling, excessive noise or the like, check to make sure all four tires were produced at the same plant at about the same time. It’s ideal if the TINs are identical on all four tires and, if applicable, the spare.

Tire manufacturers often make changes during production runs and sometimes produce the same product in multiple plants. A tire made a couple of years after or in a different plant than its otherwise visually identical sibling may have subtle but important differences. Check the plant code, which is immediately after DOT on the TIN. You can use the plant code to find where your tire was built at the NHTSA’s Product Information Catalog and Vehicle Listing.

Remember to check your spare tire, too. (You may find you don’t have one!) It’s possible to have a spare that’s never touched the ground but is so old that it should not be used. And finally, to help ensure your tires are properly inflated, the NHTSA recommends that you check the pressure of all your tires (even the spare) monthly.

Originally published on September 22, 2014.

The post Tires Can Wear Out Even If They Haven’t Gone Very Far appeared first on The Allstate Blog.

How Much Can I Afford to Spend on a Car?

By The Allstate Blog Team

Buying a new car can be exciting. It’s a major purchase, after all. But, to make sure the joy lasts even after you buy, it’s important to get a handle on your budget up front to make sure you’re financially ready in the long term. Here are some steps to take to help you determine how much car you can afford:

1. Calculate Your Income and Expenses

Don’t make the mistake of deciding on the car you’d like to buy first, and letting that dictate your budget, says auto-enthusiast site Jalopnik. Instead, you should review your income (looking at your take-home pay) and then subtract your current monthly expenses to help determine how much money is left over every month.

Along with major monthly payments, like rent or a mortgage, be sure to account for other bills like utilities, student loans and credit cards, says Consumer Reports. You should also include some other recurring expenditures, for example, your monthly grocery budget or television service provider bill.

2. Budget for Maintenance and Other Costs

Don’t forget to budget for the cost of car ownership as well, says Jalopnik, which typically includes car insurance, gas, maintenance and unexpected repairs. Consumer Reports recommends that your budget should account for future expenditures as well, such as savings for vacations, emergencies, retirement savings or other financial goals.

3. Estimate a Monthly Car Payment

If you’re planning to finance your car, after you’ve deducted all bills and expenses from your monthly income, the figure that remains is what you have available for things like a car payment. But, it’s not time for shopping just yet. Consider plugging that figure and your ideal loan terms into an auto loan calculator to give you an idea of the vehicle cost that’s likely within your means. It may be more beneficial to focus on the vehicle cost you can afford, rather than the monthly payment, because you may be tempted to stretch the loan out over a longer period of time to justify a more expensive car.

So, what’s a reasonable term for a loan? According to Edmunds, 72 months is the current average but they recommend no more than a 60-month loan — this is because the longer you make payments, the more interest you may pay.

4. Assess Your Wants and Needs

After determining how much car you can afford, it’s time to start thinking about the actual vehicle you’d like to buy. The key to finding the right vehicle, according to U.S. News and World Report (U.S. News), is pinpointing where your wants intersect with your needs.

Start by thinking about who you’re going to be driving around. For instance, do you need a vehicle with ample space to accommodate a large family or kids’ car seats? You may also want to review safety ratings on different vehicles to learn how they may perform in a crash. Then, consider where you live and think about things like geography or climate. Do you need a car with all-wheel drive that may be more suitable for winter weather conditions?  And, lastly, consider your lifestyle in terms of your daily work commute or weekend activities, says U.S. News.

An honest assessment of how you’ll use the vehicle will give you a better idea of what you’re looking for before starting your search.

5. Start the Search and Narrow Your Options

Now it’s time to research specific vehicle models. You may prefer to research vehicle makes and models online, or visit a car dealership. Be sure to keep your budget and needs and wants criteria in mind while you begin to narrow options. As you narrow your choices to a few vehicles based on what’s important to you and within your budget, and take them for a test drive. But before you pick a winner, it can be helpful to make a few last financial decisions.

It’d also be a good idea to get an insurance quote on each vehicle at this point, so you know what to expect — depending on the make and model, you may find that the insurance premium can vary. And, before you commit to a loan, check your credit history, suggests the Consumer Financial Protection Bureau. It may help you determine the interest rate you’ll pay (along with a more accurate monthly payment estimate).

When buying a new car, it takes some time and effort to get your budget right. But, by doing so, you may be less likely to end up with big payments on a car you love, but simply can’t afford.

The post How Much Can I Afford to Spend on a Car? appeared first on The Allstate Blog.

Moving to a New State? Here’s How to Update Your Vehicle Information

By The Allstate Blog Team

Moving to a different state can be an exciting time in your life. But, while you’re getting ready to explore all that your new state has to offer, don’t forget that there are some important tasks you need to take care of to help ensure the entire transition goes smoothly. Some of those tasks are car-related and include updating your driver’s license and vehicle registration to your new home state. Not sure where to start? This moving checklist for your car can help:

1. Update Your Auto Insurance Policy

First, start thinking about securing an auto insurance policy in your new state. While each state’s deadline for completing this task varies, you should try to complete it as soon as possible. It may be helpful to start looking into this prior to your move, so you’re aware of any potential deadlines or implications relating to the switch.

A good place to start may be with your current insurance provider. You should alert your agent of your move and consider asking if they are licensed to sell insurance in your new state. If they are, and you decide to remain with that company, they should be able to help update your policy. If your insurance provider is not licensed in your new state, you may want to start requesting and comparing auto insurance quotes from other companies. You should aim to have a new policy prior to canceling your existing one to help you avoid a potential lapse in coverage.

Whether you need to update your current policy or find a new insurance provider, get prepared by gathering some documents, such as your current policy’s declaration page and driver’s licenses for those within your household that drive the vehicle. This may help the process go more smoothly.

2. Get a New Driver’s License

The process and deadline for acquiring a new driver’s license varies by state, so first and foremost, be sure to check your state’s requirements. Some may require you to obtain a new driver’s license immediately upon establishing residency in the state, while others may offer a grace period. For example, Michigan’s Department of State says new residents are required to update their driver’s license immediately after moving into the state. On the other hand, Tennessee’s Department of Safety and Homeland Security states that new residents have a 30-day window to complete the process.

When you’re ready to update your license, you’ll need to bring some identification and documents to your local department of motor vehicles (DMV):

  • A form of identification: This may include your current driver’s license or a state-issued ID.
  • Proof of state residency: A copy of a lease or mortgage agreement, current pay stub or utility bill all qualify in Tennessee, for example, as long as it lists the resident’s home address in the state.
  • Social Security number: Bringing a physical copy of your Social Security card may be a good idea.

Keep in mind that your new state may require other documents to get a new license. They may also require that you to retake a written or vision test, or even a driving test, to obtain your new license. It’d be a good idea to confirm this process, along with any needed documents, with your local DMV.

3. Transfer Your Car’s Title

Some states might require you to update your vehicle’s title with your state’s transportation authority. After getting a new driver’s license, you’ll need to visit a titling office to update your car’s title, which proves ownership of the vehicle, notes The Balance.

When you’re ready to transfer the title, verify the paperwork needed to do so. Some states, such as Ohio, may also require that your car passes an emissions test prior to titling and registering your vehicle, according to the Ohio Environmental Protection Agency. While requirements vary by state, Georgia’s Department of Revenue states the following documents are needed to transfer a car’s title:

  • Driver’s license: It needs to be issued in your new state, so be sure to update your license first.
  • Current vehicle title: Or, if your car is not paid off, information for the lienholder may suffice.
  • Vehicle registration certificate: Bring a copy of your vehicle’s registration from your old state. You will likely need this for the next step as well (updating your vehicle’s registration).

4. Complete License Plate Registration

Lastly, you’ll likely need to get a new license plate for your vehicle. Be sure to check with your new state on their specific process and fees to complete the vehicle registration task. For example, Illinois gives new residents 30 days to apply for a new vehicle title and registration, according to CyberDriveIllinois.com. You may also want to confirm local disposal rules for old license plates, as you may be required to return them.

Researching and planning ahead for these car-related tasks may help alleviate some stress that comes with a big move. Be sure to check your state-specific requirements before completing these tasks to help ensure you have everything you need for a smooth vehicle transition.

The post Moving to a New State? Here’s How to Update Your Vehicle Information appeared first on The Allstate Blog.

What Factors Determine Gas Prices?

By The Allstate Blog Team

If you’ve noticed prices move up and down at the gas station, you may have wondered what causes gas prices to fluctuate. Or, maybe you’ve noticed higher or lower gas prices in other states during a road trip. From location to tax rates, here’s a look at some of the factors that may affect the price of gas.

Price of Crude Oil

The biggest contributor to the price of gas is the cost of crude oil, says the U.S. Energy Information Administration (EIA). Also known as fossil fuel, crude oil is the liquid that is removed from the ground and sent to refineries to be made into gasoline.

Crude oil prices are based largely upon supply and demand. Therefore, when crude oil production rises, prices may decline, but costs may rise when production declines. Economic conditions play a role in crude oil prices, the EIA says. When the economy is doing well, demand for raw materials such as crude oil tends to rise, while prices fall.

Taxes

State and federal taxes are built into the price of a gallon of gas, says Energy.gov. While the same federal tax rate is charged at every gas station in the U.S., each state sets its own tax rates. Some states charge sales tax, while others may include other costs, such as environmental fees, in the price of a gallon of gas.

Location

State tax rates aren’t the only reason why gas prices can vary by location. Gas prices can vary based on state or region due to the distance from the supply, according to the EIA. Supply sources can include the pipeline and refineries. So, for example, say the source of the gasoline is near the Gulf Coast. States in that region may see lower prices at the pump because they are closer to the source of the gasoline than states along the West Coast or in New England.

In addition, some states have adopted laws that require the use of “cleaner” fuel that has less of an environmental impact. This fuel typically costs more to produce and is offered by limited suppliers, making it more expensive for drivers to purchase, the EIA explains.

Retail competition may also affect gas prices, even within the same town. Gas station owners may adjust their prices based on how many competitors are nearby, says the EIA.

Additional Factors

Gas station owners may also consider their operating costs, like employee wages and rent payments, when setting their prices, the EIA says. Other expenses, such as fuel distribution, marketing and refining, also play roles in the price of gas.

While you can’t control the price of gas, the next time you fill up, you may have a better understanding of some of the factors that contribute to the price you pay at the pump.

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Common Reasons to Consider Roadside Assistance

By The Allstate Blog Team

There are several situations where you may find yourself in need of roadside assistance. Even if you feel prepared for a number of potential problems on the road — like a flat tire — knowing that there’s a provider you can contact in an emergency can give you some additional peace of mind.

Here are some common reasons why you may want to consider roadside assistance and how to stay safe if your car is broken down on the side of the road.

Flat Tire

Most cars have a spare tire in the trunk or mounted on the back. It likely even has a small jack and tire iron. If you know how, changing a flat tire yourself is generally quick and easy, as long as you can do so safely. If you’ve never done it before, then you probably won’t want to try learning once you’re stranded. Flat tires are one of the most common reasons to contact roadside assistance.

Need a Tow

If you break down or are in an accident, you’ll need to get your car off the road and into a repair shop. Sometimes a one-time tow may be pricey if you haven’t done your research. You also don’t want to try and find a towing company while you’re broken down. Consider contacting your insurance provider if you think you require a tow. They’ll make sure to send a trustworthy company to your location.

Dead Battery

Jumper cables are a key component in a car emergency kit. Make sure you know how to use the jumper cables properly. If you’re alone and need to jump start your car, you should call for help. Never flag down another motorist, which could be dangerous, says Consumer Reports. If your battery is completely dead or you haven’t stored your jumper cables properly, even the cables might not work, says AutoGuides.com.

Locked Out or Dead Key Fob Battery

Most cars come with two keys or key fobs. Naturally, giving your spare key or key fob to a loved one or keeping it in your home can be helpful in this situation as you can contact your friend or spouse and wait for them. But, if you’re far away, don’t have time to get a new key fob battery or need to get into your vehicle more quickly, contacting roadside assistance might be your best bet. If you don’t have roadside assistance already, some companies may provide help without signing up in advance.

Out of Gas

For safety reasons, you should not keep a filled gas can in your vehicle, says the National Agricultural Safety Database. Having an empty gas can may come in handy, but you have to get from your car to a gas station and back. Most basic roadside services include fuel delivery because running out of gas is a common problem for motorists. Keep in mind that in most cases, the gas is provided at cost to the customer.

Car Breakdown Safety Tips

Whether you’re broken down because of a flat tire or an accident, you should keep the following safety tips in mind from the Insurance Information Institute and Consumer Reports:

  • Pull your car over to the side of the road or shoulder as soon as it is safe to do so.
  • Turn on your car’s hazard lights and put out your emergency reflector triangles, if you have them, to help alert other drivers.
  • Don’t attempt to repair your vehicle on a busy highway.
  • If you’re able to safely walk to another location, leave a note on the windshield of your car with your phone number, lock your car and call for assistance once you’re in a safe location.
  • If you cannot walk to a safe location, stay in your car with the doors locked and your seat belt fastened. Call for assistance and wait for them to arrive.

Roadside assistance may not be as expensive as you might think, but be sure you understand exactly what is included in your plan to ensure you have the right coverage. You may not need roadside assistance often, but you’ll be glad you invested in it if a problem arises.

Originally published on June 24, 2013.

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4 Tips to Prepare Your Teen to Drive Solo

By The Allstate Blog Team

Your teen may think they’re ready to hit the road on their own, but you know it’s your responsibility to make sure they understand the importance of safe driving before they go solo. After months of driving lessons, you may still be wondering if they’re ready — even after they’ve passed their driver’s test. Here are some tips to help ensure your teen is ready to conquer the road alone.

1. Ensure They’ve Successfully Completed A Graduated Driver Licensing Program

According to the National Highway Traffic Safety Administration (NHTSA), a graduated driver licensing (GDL) program is a three-step approach that restricts potential high-risk driving situations for teens — and all 50 states as well as the District of Columbia have adopted a GDL program. As your teen moves through the phases of your state’s program, they’ll continue to learn and earn their right to full driving privileges. Here are the three GDL phases, according to the Insurance Information Institute (III):

  • Learner’s Permit: A supervised learning period where the student must drive with a licensed adult and complete road knowledge and vision tests.
  • Intermediate License: After completing advanced training and passing a required road test, a new driver earns their intermediate license. Certain driving situations, such as driving alone at night, are still prohibited in this stage unless accompanied by a licensed adult. The driver must remain accident-free and not incur any traffic violations over a set period of time before completing this stage.
  • Full License: A license with full driving privileges is earned.

You may want to check your state’s individual GDL program laws as requirements vary by state.

2. Talk to Your Teen About Safe Driving

Don’t wait until your teen is driving and ready to get their license before emphasizing the importance of safe driving behaviors. The NHTSA says you should start this conversation before they even reach your state’s legal driving age. Talk to your teen about safe driving habits and rules of the road, such as wearing their seat belt and following the speed limit at all times. Parents should also focus on setting a good example for their children when it comes to safe driving behavior, says the Insurance Institute for Highway Safety. While your child is in the car with you, practice the rules and habits you share with them so they can see your advice in action — the NHTSA states that children typically learn the most by watching their parents.

3. Have Them Make A Commitment to Safe Driving

Whether they’re doing the driving or simply along for the ride, teens should commit to following the rules of the road in order to keep everyone in the vehicle safe. Once you’ve talked with your teen about safe driving behaviors, consider putting some rules in writing. You could think of it as a contract your teen signs that has consequences if any rules are broken. For example, if your state doesn’t limit the number of passengers your teen can have in the car, you could consider enforcing your own rule, says the NHTSA. If they break that rule, you could revoke family car use privileges for a period of time. It might not hurt to enforce rules stating that your child must follow your state’s laws, either.

4. Talk About the Dangers of Distracted Driving

Distracted driving has become a large topic of discussion within the last few years. Many states have passed laws against distracted driving, including using your cellphone while on the road, says the III, but it can be especially tempting for teens to change the radio, eat or use their phone when behind the wheel. When talking to your teen about safe driving, consider discussing the importance of resisting common distractions when driving. You could even consider implementing a rule such as “no cellphone use while driving” in your safe driving contract.

Many parents would probably agree that they experience some anxiety as their teen pulls out of the driveway on their own for the first time. But, by teaching your kids safe driving habits early on, you can help ensure that they are ready to get behind the wheel alone.

Originally published on January 2, 2012.

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The History of the Stop Sign

By The Allstate Blog Team

Have you ever wondered why a stop sign is red or why it is shaped like an octagon? To help keep you safe, the stop sign has evolved over the years with a design that gets your attention more easily so you can react more quickly. Here are some facts about the history of the stop sign.

When was the first stop sign installed in the U.S.?

The first stop signs were posted in Michigan and Nebraska in 1915, says Brown University Originally, they were square-shaped, measuring 2 feet by 2 feet and featured black letters on a white background, according to Jalopnik. These plain signs may have been adequate at first since there weren’t many cars on the road, but by the 1920s, the number of cars on the road began to increase. The U.S. then standardized all stop signs to the octagonal shape that we still see today.

Why is the stop sign shaped like an octagon?

The American Association of State Highway Officials (AASHO) saw a few key advantages to giving the stop sign its unique shape. First, the octagonal shape makes it easy for drivers traveling in the opposite direction to recognize the sign from the back, which helps prevent confusion at intersections, according to Reader’s Digest. Second, since the original stop signs weren’t reflective, the AASHO needed a design that could be easily recognizable at night.

Was a stop sign always red?

While the stop sign’s shape has remained the same since the 1920s, it wasn’t always red like the one we see today. Multiple revisions were made, but up until the mid-1950s, stop signs generally featured a yellow background with black letters and a black outline, says Jalopnik. In 1954, the stop sign got a makeover, according to Reader’s Digest, resulting in its current look — a white outline and lettering against a red background.

It’s understandable that suddenly changing the look of a traffic sign may cause some confusion (imagine if speed limit signs were suddenly blue), but the move to a red sign was a logical one. Since stop lights are red, changing the sign’s color to red reinforced the notion that a red sign or light means “stop.”

What are stop signs like today?

Today’s stop sign stands approximately 7 feet off the ground in urban areas and 5 feet off the ground in rural locations, according to Cornell University. Stop signs are also retroreflective, which means that if your headlights shine on them, light will be reflected back toward you.

The familiar red octagonal shape of stop signs is now the standard in most of the world. Countries may use different languages, but that red octagon with a white border means the same thing in nearly all of them — stop.

Originally published on March 14, 2012.

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Quick Fix: How to Clean Your Car’s Dashboard With a Coffee Filter and Olive Oil

By The Allstate Blog Team

Keeping your car clean inside and out is a regular task. But you don’t have to buy expensive cleaning products to maintain the interior. Here’s an easy way to get your car’s dashboard clean with common household items.

Step 1: Gather Your Supplies

Grab a coffee filter and a bottle of olive oil, BobVila.com recommends.

Step 2: Do a Spot Test

Select an inconspicuous place on your dashboard to do a spot test, Pedals and Pumps suggests. This will help determine if any discoloration may appear.

Step 3: Apply Olive Oil to the Coffee Filter

Apply a few drops of olive oil to the coffee filter. You may want to use an eyedropper to control the amount of oil you apply. You can add more olive oil to the coffee filter as needed.

Step 4: Wipe Away

Wipe until dust and dirt are removed! You can also use this method on pleather or leather seats and armrests, says BobVila.com. (Be sure to do a spot test first, though.) However, TLC.com advises that you avoid getting the olive oil on the steering wheel. Finally, consider making your own air freshener as a finishing touch for your clean car.

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Tips for Teaching Your Teen Driver

By The Allstate Blog Team

If your teen has a permit and is working toward getting a driver’s license, you’ll likely need to spend some time teaching her how to drive. Many states require teens with learner’s permits to log a certain number of supervised driving hours outside of driver’s education, according to the Governors Highway Safety Association, and that often means parents play the role of driving instructor.

Before you start teaching your teen to drive, it’s a good idea to brush up on your state’s requirements and prepare yourself to be a good teacher. Here are some things to consider when teaching your teen to drive.

Prepare to Teach Your Teen Driver

Before each lesson, choose a location and decide what skills your teen will practice, suggests KidsHealth.org. For instance, you may want to find an empty parking lot where your teen can practice braking or turns. This may also be a good place to practice using anti-lock brakes if the pavement is wet. Allowing your teen to practice in lower risk areas may help prepare her for future experiences on main roads.

Remind your teen to constantly be on the watch for potential obstacles, such as other drivers, bicycles and pedestrians, the Centers for Disease Control and Prevention says. Stress the importance of avoiding distractions by not using phones or eating while driving, too.

It’s also important to practice safe driving habits yourself, the National Highway Traffic Safety Administration (NHTSA) says. In addition to helping yourself stay safe on the road, it’s a good idea to model good driving behavior for your teen when you’re the one behind the wheel.

Provide Feedback to Your Teen Driver

When your teen makes a mistake, use it as a teaching opportunity, KidsHealth.org suggests. Instruct your child to safely pull the car over, and then discuss what happened and how to prevent the mistake from happening again.

Rather than get upset at your teen driver, try making comments that help make her more aware of a mistake, the FamilyEducation.com says. For example, you might ask your teen what the speed limit is instead of expressing fear that she’ll be ticketed for speeding. In addition, be sure to praise your teen when you notice improvements.

Set Your Own Rules of the Road

In addition to reviewing your state’s laws for teens learning to drive and reminding your teen of general laws, like your state’s seat belt requirements, you may want to establish additional rules, the NHTSA suggests. For instance, if your state does not restrict the number of passengers that can ride with a teen driver, you may want to establish your own rule. Clearly communicate any requirements you set with your teen and make sure they understand the consequences of breaking them, the NHTSA says. Consider putting your expectations for your teen in writing.

It takes a lot of practice for a teen to become a safe driver. By patiently coaching your child and providing consistent feedback, you can help your teen gain experience and become a better driver.

Originally published on June 23, 2009. 

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How to Make the Most of Your Gas Money on a Road Trip

By The Allstate Blog Team

A road trip can be a good way to visit new places without having to pay for a plane ticket, but the cost of gas can also add up. A little planning may help you get more for your gas money. Consider these tips to help maximize your fuel economy before you leave for your next road trip.

Get a Tune-Up

Regardless of how far you’re traveling, it’s important to make sure your car is properly maintained. Consider getting a tune-up before beginning your road trip. Having a faulty oxygen sensor diagnosed and repaired or simply inflating your tires to the recommended pressure may result in improved mileage, according to FuelEconomy.gov.

In addition, take a look at your owner’s manual to learn what grade of motor oil is recommended for your vehicle. Using the type of oil suggested by the manufacturer may help improve your gas mileage, FuelEconomy.gov says.

Compare Gas Prices

Gas prices can vary based on a number of factors, including location, according to the U.S. Energy Information Administration. That means that you may notice a range of gas prices along your route. Mobile apps or websites that track prices at multiple gas stations may help you find lower priced gasoline when it’s time to fill up, Popular Mechanics suggests.

Plan Your Route

If you map out your road trip ahead of time, you can get an idea of how many miles you’ll travel — and if you know roughly how many miles you typically get to a gallon of gas, you may be able to estimate what you’ll pay for gasoline. Keep in mind, though, that your road trip might involve more than a direct drive from point A to point B. Be sure to account for additional miles (and gas costs) that might result from sightseeing and other detours along the way.

Idling can also lead to wasted gas, FuelEconomy.gov says. Before you leave, or during stops along your route, consider using a mobile app to check for traffic delays. Choosing an alternative route may help you avoid backups and therefore prevent your car from idling and wasting gas.

Watch Your Speed

Cars typically get better mileage on highways than on city roads, where more frequent braking and accelerating can use more gas. AutoTrader says. That doesn’t mean faster is better, though. Many cars get fewer miles per gallon when traveling more than 50 miles per hour, FuelEconomy.gov says. The website suggests following the speed limit and using cruise control when driving on highways to help moderate speed and get better mileage.

Before you depart for your next road trip, consider taking some steps to help your car get better mileage. As a result, you may get a bit further on your tank of gas, leaving you with more time and money to enjoy the journey.

Originally published on March 5, 2014.

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How to Survive a Winter Night in Your Car

By The Allstate Blog Team

Winter storms can be unpredictable, and sometimes dangerous — especially if you’re driving. Before you hit the road this winter, here are a few tips on how to prepare for inclement weather and what to do if you need to survive a night in your car.

Know the Risk

In general, it’s best to stay off the road when severe winter weather is predicted. It may sound harrowing, but about 70 percent of winter weather-related injuries occur in an automobile, and about 25 percent of injuries happen to people caught out in a storm, National Severe Storms Laboratory (NSSL) reports. According to Ready.gov, the cold of a winter storm can increase the risk of frostbite and hypothermia. Combating the rain, snow, wind and ice could lead to overexertion from shoveling snow and car accidents due to dangerous driving conditions.

In addition to paying attention to weather reports on TV, radio and the internet, Ready.gov suggests making sure your cellphone is set up to receive wireless emergency alerts. Weather alerts, which are part of the Integrated Public Alert and Warning System, are similar to text messages and notify you of serious weather conditions and recommended actions. You can also tune into your local NOAA Weather Radio station for continuous weather broadcasts, official watches, warnings and more.

Be Prepared

It’s generally a good idea to winterize your car every year before winter weather rolls around. A tune up, properly inflated tires, new windshield wiper blades and topped-off fluids may help prepare your car for the lower temperatures and help it better handle inclement weather. And it’s a good idea to keep a fully stocked winter emergency kit in your car, just in case. Some items to include are:

  • First aid kit
  • Essential medications
  • Flares or reflectors to signal for help and warn other drivers
  • Flashlight and extra batteries
  • Cellphone and portable charger
  • Jumper cables
  • Snow and ice scraper
  • Snow brush
  • Survival blanket or sleeping bag
  • Tire chains and/or tow straps
  • Extra set of winter clothes
  • Snow shovel
  • Non-clumping kitty litter or sand for traction

However, an emergency kit and winterizing your vehicle don’t guarantee safety in a storm. If your area is under a winter storm warning, it is best to stay off the road. If you’re already on the road, seek shelter right away if inclement weather is approaching and driving conditions are expected to be hazardous. You may also want to share information about your trip before you leave. Tell a friend or family member your destination, your planned route and when you expect to arrive, recommends the American Red Cross. That way, if your vehicle gets stuck, they will know where to tell the authorities to send help.

If You Become Stranded

If you’re stuck in your car and immobile, you’ll typically have a better chance of being found if you remain with your car — which may also provide the best shelter from the elements. Here are some important tips to help you survive the night.

Call for Help

Even if you’re unsure if the situation is a true emergency, 911.gov recommends dialing 911.

Stay in Your Vehicle

After you’ve called for help, stay in your vehicle and wait, says the Red Cross. Do not leave the car, as blowing snow may cause you to become disoriented and lost.

Make Your Car as Visible as Possible

While you wait for help or wait out the storm, the American Red Cross suggests signaling that you need help. For example, raise the hood after the snow stops falling or, if you have a radio antenna, add a piece of colored fabric, preferably red, to it. Weather.com recommends turning on your hazard lights, and you may also want to set out reflectors from your emergency kit.

Concentrate on Keeping Warm

Inside the car, do light exercises — such as moving your arms and legs, and clapping your hands — to maintain circulation. If another person is in the car with you, huddle for warmth. Use extra layers, such as removable floor mats or even a paper map, to help trap more body heat, the American Red Cross advises.

You can also run the engine for about 10 minutes every house to keep warm, says the Red Cross. Only run the engine for short amounts of time and ensure that the exhaust pipe is clear of snow to help reduce the risk of carbon monoxide poisoning.

Drink Plenty of Fluids

This will help you avoid dehydration, which makes you more susceptible to the potential health hazards of cold weather, according to the American Red Cross. The Colorado Department of Transportation recommends keeping a gallon of water in your vehicle.

Hopefully you stay safe and warm during a winter storm, but it’s always a good idea to be ready, just in case. With these tips, you can better prepare for handling a winter storm and surviving a cold night in your car.

Originally published on November 3, 2016.

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Strange Noises Your Car Makes and the Reasons Behind Them

By The Allstate Blog Team

The purr of a well-tuned automobile engine is a wonderful sound. Of course, many of us take it for granted as we turn our ignition keys and head off to work each morning. But in today’s cars, which have so many parts that require regular tuning, lubrication and replacement, a strange noise may be your vehicle telling you that something is wrong.

When you pay attention to abnormal noises and know what to do about them, you may be able to help keep your car in optimal operating condition and prolong its overall road life. Here are a few common noises and their possible causes:

Squeaking Under the Hood

The sound of a loud squeak or squeal coming from under the hood of your car is often due to slippage of a worn or damaged accessory belt, according to Angie’s List. If this is the case, the squeaking may be caused by an aging belt, such as the serpentine belt, becoming loose and losing traction. Sometimes you can even see that the sides of old belts have cracks or have become shiny or “glazed,” according to The Humble Mechanic.

Squealing belts may need to be replaced, so if this noise is coming from under the hood of your car, you may need to visit a mechanic.

Hissing Under the Hood

If your car produces a hissing noise when it’s on — especially when it’s idling — you may be facing a vacuum leak, meaning a vacuum line may be damaged, according to car and motorcycle enthusiast Matt Bochnak. This problem may also cause your check engine light to go on, and sometimes the vehicle may idle faster than normal. Or, says Bochnak, you may experience the idle dropping and the car running a little “rough.”

Hearing a hissing noise from under your car’s hood may be an indication that it’s time to take it to a mechanic. The solution may be as simple as having lines reattached, or you may need new ones.

Screeching Wheels

squeal coming from any of your wheels can be a brake pad issue, Cars.com says. Remember: brake pads wear down through usage, and many of today’s brake pads have sensors to alert you when they are wearing down. Even if your car doesn’t have those sensors, if you hear that screeching noise, it may be a high-pitched reminder that it’s time to get your brake pads inspected, and likely replaced, by a professional.

If you don’t heed this noise and your brake pads are worn out, Pep Boys notes that the rotors can be damaged — which may mean an expensive repair bill. Read on to find out what happens when a squeal turns into a grind.

Grinding Brakes

Worn brake pads, if not fixed, will eventually wear away completely, and the sound of metal on metal will result in a horrible grinding noise. This also means that along with your brake pads, your brake rotors may need repair or replacement, says Pep Boys.

Hopefully, you’ll never hear this sound coming from your wheels. But if you do, it’s time to make sure your brakes are inspected by a professional immediately.

So, the next time you’re out enjoying a drive, turn down the music and listen to your car instead. It might be trying to tell you something that will keep you safer and help save you money down the road.

Originally published on January 8, 2014.

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How to Maintain a Vehicle You Don’t Use Often

By The Allstate Blog Team

Performing maintenance is a task that often goes hand-in-hand with owning a vehicle. But what about vehicles you only use once in a while or store part of the year? It may seem like a car that isn’t used frequently wouldn’t require upkeep like your everyday vehicle — but that isn’t always the case. If you’ll be storing your vehicle for a month or more, you may want to follow these car maintenance tips:

Prepare for Storage

Clean It

If you have a vehicle you store at your vacation home or a spare car you only drive every so often, there are some steps you should take before leaving it for an extended period of time. According to Cars.com, start by cleaning your vehicle from top to bottom, including washing (make sure you get hard-to-remove dirt and debris, like sap), polishing and waxing the outside. Consider spraying any unpainted metal with undercoating to help protect against rust, says Cars.com.

Get a Full Tank of Gas

When your vehicle is sparkling clean again, it’s important to fill up your gas tank if you will be storing the car longer than 30 days, says Edmunds, as this may help prevent moisture from building up in the tank. Cars.com also recommends adding a fuel stabilizer to the tank when it’s almost full, as the shelf life of standard fuels is only about three months. If your vehicle won’t be used for a few months, Cars.com says the stabilizer may help keep the fuel lines and engine from corroding.

Inflate the Tires

If your car will be sitting for a long period of time, the temperature may change and the tires can slowly lose pressure, says Cars.com. For this reason, it’s a good idea to inflate your tires to the recommended air pressure, but do not exceed the maximum. You’ll want to repeat this process when you take the vehicle out of storage, says Cars.com.

Top Off Fluids

Finally, Cars.com suggests that before you leave your car dormant for an extended period of time, top off your vehicle’s fluids — such as brake fluid, engine coolant, power steering fluid (if applicable), transmission fluid, antifreeze and windshield wiper fluid. Also, consider changing the oil before you let your vehicle sit in storage for more than a couple of weeks, says Edmunds. Cars.com recommends taking the car for a short drive, as this will help circulate the fluids, including the fuel stabilizer.

While in Storage

Keep It Covered

Cars.com suggests getting a quality cover that securely fits your vehicle, keeps out moisture and allows for air flow. This will help protect the exterior from bumps, scratches and dirt. It also may be a good idea to put steel wool in the air cleaner intake and exhaust pipe to keep small animals from using your vehicle as shelter, says Edmunds.

Protect the Battery

Don’t forget the vehicle’s power source: the battery. Edmunds notes that a battery will eventually lose its charge if it isn’t driven at least every few weeks. If you prepare the car properly for storage, though, you do not need to run it to keep the battery charged. Cars.com suggests connecting the battery to a trickle charger or battery tender with an automatic shut-off feature or float mode. This will ensure the battery doesn’t get overcharged. The battery can remain in the vehicle or be removed while it’s hooked up to the battery tender.

When Taking the Car Out of Storage

Once you’re ready to use the vehicle again, remember to undo all of the storage prep you did originally (specifically, the prep involving the battery, steel wool, etc.). It can be helpful to use a simple checklist while you’re prepping the vehicle for storage, so you can refer to the list when you’re ready to take it back out onto the road. Edmunds recommends you do the following to prepare your car for use again:

  • Check for chewed belts, hoses, wires or nests, which can be evidence of rodent damage.
  • Remove steel wool you may have placed in the exhaust pipe.
  • Inspect the windshield wipers to see if the rubber is cracked or brittle.
  • Check the tire pressure and, if necessary, reinflate to the recommended pressure.
  • Check fluids and top off as needed.
  • If necessary, reconnect the battery and check that the battery terminals are clean.
  • Wash the vehicle to remove any dust or dirt that accumulated.

Even though you may not use your spare car every day, you probably want to make sure it runs reliably when you do need it. If you follow these steps, you may get more out of your vehicle.

Originally published on April 15, 2015.

The post How to Maintain a Vehicle You Don’t Use Often appeared first on The Allstate Blog.

Keeping Your Car Safe: Tips for Preventing Auto Theft

By The Allstate Blog Team

According to the FBI’s Uniform Crime Reports, over 773,000 motor vehicles were reported stolen in 2017. While auto theft has decreased over the last few decades, the Insurance Information Institute (III) notes that a vehicle is stolen every 40.9 seconds in the United States.

Thieves have gotten increasingly savvy, using smart keys to steal cars and switching vehicle identification numbers to avoid detection, says the III. So, how do you help protect yourself from becoming a victim of car theft? Be vigilant about securing your car, and take preventive measures to keep your car safe. Here are 10 things you can do to help protect your car from theft.

1. Lock Your Doors

Keeping your doors locked is the first step in deterring a thief. It’s good to get into the habit of checking your car doors.

2. Remove Your Keys from the Vehicle

Never leave your keys in the ignition, says the National Insurance Crime Bureau (NICB). If your key is in the car, a thief can simply break a window and drive off. Firestone also cautions against leaving your car running, even if you’re just going into a store for a quick errand. A running vehicle may be an easy mark for a thief, especially if it is unattended or unlocked.

3. Do Not Leave a Spare Key Near Your Vehicle

The National Highway Traffic Safety Administration (NHTSA) recommends taking your keys with you when you leave your car. Some people keep a spare key under the car or in the glove box, just in case they get locked out — but thieves know where to check for an extra key. While getting locked out of your car is a pain, think about the potential hassle of your car getting stolen.

4. Close the Windows

Keep your windows closed completely, says the NICB. A thief can simply reach into your car through an open window — taking what they can reach or unlocking the door to gain full access to your vehicle and everything in it.

5. Park in Well-Lit Areas

Avoid parking in areas that are poorly lit or places that are not immediately seen by passers-by. Firestone Complete Auto Care recommends parking under a light and in a well-trafficked area, as thieves may be deterred if they know they can easily be seen.

6. Install an Audible Alarm System and Anti-Theft Device

The NHTSA recommends installing an audible alarm system, if your car did not come with one, and using a visible anti-theft device. An audible alarm is designed to emit a loud noise, often the car’s horn, if someone attempts to enter the vehicle while the alarm is on. The unwanted attention attracted by the noise may chase off a potential thief, says the NHTSA. There are quite a variety of car alarms available, says Angie’s List, but keep in mind that you may need to have a mechanic or alarm technician install it for you — especially if the installation requires working with the vehicle’s wiring system.

Visible devices, such as a steering wheel lock, window etching or an alarm system’s flashing light, may also be enough to deter a car thief, according to the NHTSA. If they are not sure they can get away with the car quietly or fear they may get caught, Firestone says they may just avoid your vehicle altogether.

7. Install a Vehicle Immobilizer System

Thieves can bypass your ignition by “hotwiring” your car, but you can help prevent this by using a vehicle immobilizer system, says the NHTSA. According to the NICB, immobilizer systems may incorporate smart keys, kill switches and wireless ignition authentication. They’ll essentially disable the vehicle so that a thief cannot make off with it. You may need to have a mechanic or technician who is familiar with the vehicle’s wiring and computer systems install the immobilizer in your vehicle, says Angie’s List.

8. Install a Tracking System

You may want to consider installing a tracking system, which can also be called a vehicle recovery system. (As with the other alarms, you may need to have a professional install the device.) When your car is stolen, this tracking system will use wireless and/or GPS technology to emit a signal to the police or a monitoring service of your vehicle’s location, says the NICB. This may help the police recover your vehicle faster.

9. Don’t Leave Valuables in Your Car

One way to attract a thief is to leave a purse, cell phone or another high-value item in a highly visible area of your car. It’s best to leave anything of value at home, but, if you must have something important with you, keep it out of sight. Firestone also recommends putting valuables in the trunk before you get where you need to be, as some thieves scope parking lots — looking for people who are moving items to their trunk. Once you’ve left the vehicle, they’ll break into the trunk to grab whatever you stashed away.

10. Be Alert

Be aware of your surroundings when you park your car, says PropertyCasualty360.com. If you are wary of the safety of your car or see someone loitering around the parking lot, it’s best to park somewhere else. Firestone also recommends double-checking that your vehicle’s windows and doors are closed before leaving your car unattended.

What To Do If Your Car Is Stolen

If your car is stolen, contact the police immediately. The NHTSA says you may need to provide the following information to the police:

  • The year, make, model and color of the car
  • License plate number
  • Vehicle Identification Number (also called the “VIN”)

You’ll also want to let your insurance company know within 24 hours if your vehicle has been stolen, says the NHTSA.

While auto theft is not as common as it once was, it is unfortunately still something you need to protect yourself against. Thankfully, taking a few simple precautions may help you reduce the chances of your car being stolen.

Originally published on May 2, 2011.

The post Keeping Your Car Safe: Tips for Preventing Auto Theft appeared first on The Allstate Blog.

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