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While national monuments, big-city entertainment, beaches or theme parks may be your ultimate destination, there are often quick stops along the way where you can see something new and break up your road trip.
Here are 10 museums that celebrate the unusual, from action figures and funeral history to matchsticks and aprons. If you plan to hit the road with family or friends this year, consider making a detour to one of these archives of the odd — or do your own research to find a niche museum that fits your interests (there’s sure to be one out there).
While they may not be the reason you plan the trip, these stops could be the best (or most memorable) things you see on your next vacation.
Originally published on March 22, 2016.
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It’s time for a new car, and you’re wondering whether it is better to lease or buy. Here are some factors to consider when deciding whether you should lease or buy your next car.
Simply put, when you buy or finance a vehicle, you will own it once you have paid for it in full. When you lease a vehicle, you do not own it and have to return it when your lease term expires. Although, you may have the option to purchase the vehicle at the end of your lease, says Consumer Reports.
Typically, if you’re buying and financing a car, the monthly payments will be higher as you are paying for the full cost of the car plus interest on the loan, says Consumer Reports. Lease payments tend to be lower since you are not paying for the full price of the vehicle. You’re essentially paying for how much the car’s value depreciates while you drive it, according to Edmunds.
Consumer Reports notes that the initial costs of buying a vehicle include:
If you’re leasing a vehicle, according to Consumer Reports, you’ll typically have to pay:
To get an initial idea of whether leasing or buying a vehicle would be more expensive, you’ll need to add up all these costs and compare them.
From maintenance costs to monthly payments, there are other potential expenses to consider when deciding whether to lease or buy a vehicle.
You may want to consider maintenance expenses that come with leasing or owning a vehicle. With most leases, which are typically three years, the car will be under warranty for the duration of the lease, says Edmunds. (Standard auto warranties are 3 years or 36,000 miles, although some are longer, says Autoblog.com.) So, you’ll likely only be paying for routine maintenance, such as oil changes, with a leased vehicle. As a purchased vehicle goes beyond its warranty, you’ll typically have to pay out of pocket for any necessary repairs and routine maintenance.
When you lease a vehicle, the contract usually includes a maximum number of miles you can drive each year. If you exceed that mileage over the duration of your lease, Edmunds states that you will typically be charged 15 to 25 cents for each mile you’ve gone over the allowed mileage. Additionally, if there is excess wear and tear on the vehicle, you may incur fees at the end of your lease, says Edmunds.
While leasing a new car every few years can be appealing, consider if you want to be making monthly payments indefinitely. Consumer Reports notes that if you continue to lease cars, you’ll always be paying for a vehicle. If you buy a vehicle, however, those monthly payments stop once the car has been paid for, says Edmunds. If you keep the car after it’s paid off, you can then save that money or put it toward other expenses.
There are pros and cons to both leasing and buying a new car. By considering how either choice may affect your budget and other wants and needs, you’ll be better prepared to make the decision that’s right for you.
Originally posted on May 24, 2011.
The post Should You Lease or Buy Your Next Car? appeared first on The Allstate Blog.
If your family vacation involves a road trip, a little planning can help keep you organized and your kids occupied during the drive. Whether you’ll have a few hours in the car on the way to your cabin or you’re spending a few weeks touring several states, consider these tips for preparing for a family road trip.
Long stretches in the car can be hard on everyone, so it’s important to plan stops along the way to your destination. Take a least a 10-minute break every two hours, says Travel and Leisure. Not only will this give everyone a chance to stretch and use the restroom, but the break can help keep the drivers alert.
It’s a good idea to make sure each leg of your trip is manageable and that you allow time for unplanned stops, says Travel and Leisure. Trip Savvy notes that one of the keys to an enjoyable family road trip is letting the kids get in plenty of activity along the way. A spontaneous stop for an attraction that interests the kids can be a great way to create memories together (and give everyone something to talk about during the next leg of the trip).
Having a schedule or routine can help keep boredom at bay and may keep the kids from bickering, according to The Survival Mom. For example, you may want to tell the kids that it’s time to read for a half an hour, and then they can watch a movie and have a snack. This helps kids understand what to expect and it may help long days in the car seem shorter.
The Survival Mom also recommends setting a schedule for gadgets, who gets to pick the restaurant for dinner and all those other “big” decisions siblings may argue about. If they know they’ll each get their turn playing on the tablet, choosing a movie or sitting in their favorite spot, you may have a more peaceful ride together.
The Travel Channel also recommends scheduling “screen-free” time during the trip. Playing the “License Plate Game” or “I Spy” can be great ways to get everyone looking at the scenery and interacting as a family.
Road trips and snacks go hand-in-hand — especially when you’re traveling with kids. The Travel Channel recommends packing a variety of foods. Healthy options may include raisins or carrot sticks. And don’t forget some treats, like cookies or snack bars. Be sure you have drinks on hand, too. Reusable water bottles (remember to refill them during your rest stops) and juice boxes can be easy to manage in the car.
Remember to keep the food and drinks easily accessible, says the Travel Channel. You don’t want to make a stop every time someone gets thirsty. Even better — put the snacks where the kids can easily grab one themselves.
Bringing pillows and small blankets in the car can help keep everyone comfortable and encourage naps, says The Survival Mom. Pack a backpack for each child with a few toys from home, says Travel and Leisure. Not only can these items help keep the kids occupied, but having something familiar may also help kids feel more comfortable when away from home, says the Survival Mom.
With a little planning, some comforts from home and time for unexpected adventures, you can help your family have an enjoyable road trip this summer.
Originally published on March 22, 2012.
The post How to Prepare for a Family Road Trip appeared first on The Allstate Blog.
It used to be that a car approaching 100,000 miles was likely getting to the end of its life, but it’s becoming more common for cars to still be on the road with much higher mileage, says Money — adding that cars today are simply made better than they were even a decade ago. In 1995, a car’s lifespan was typically around 8 years, but this increased to 11 years by 2016, according to the Bureau of Transportation Statistics. Given that Americans drive an average of over 13,000 miles per year, according to the Department of Transportation Federal Highway Administration, what can you do to help keep your vehicle on the road as the odometer climbs higher?
The secret to keeping your vehicle running well, even when the odometer hits 200,000 miles, often comes down to maintenance, says Money. If you’d like your vehicle to run for a long time, consider these tips for maintaining a high-mileage car.
The first step to having a car that will last a long time is to choose carefully when buying a new vehicle, says Car Talk. Go with a car manufacturer that has a good reputation and is known for its longevity. This may make it easier to get parts and keep up with maintenance as the vehicle gets older.
One way to keep a car in good shape is to stay on top of routine maintenance, says Consumer Reports. This includes changing the oil and filters regularly, getting the tires rotated on schedule and completing major service, such replacing the timing belt. Consumer Reports states skipping even one oil change can contribute to premature engine wear. Car Talk says another upside to routine maintenance is that your mechanic may be able to spot small issues before they become big problems.
The required maintenance and service intervals are typically listed in the owner’s manual. Car Talk notes that some owner’s manuals may stop listing service intervals at 120,000 miles. In that case, you should keep doing routine maintenance on your high-mileage vehicle, starting over at the beginning of the maintenance schedule.
You’re the one driving the car, so if something feels, sounds or even smells off, Kiplinger says you should trust your senses and take the car to a mechanic. And, do not ignore the check engine light or another dashboard warning light if it comes on.
Aggressive driving, hard stops and starts and rapid accelerating or decelerating may add unnecessary wear and tear to your car, according to Car Talk. Driving gently, including accelerating slowly and avoiding the need to slam on the brakes, may help prolong the life of a high-mileage car. On a cold day, Car Talk also suggests keeping the speed lower for the first few minutes of driving until the oil has warmed up.
Cleaning your car can help keep both the interior and exterior in good shape, says Consumer Reports. Giving it a good wash regularly helps remove contaminants and prevent rust, says Popular Mechanics. This can be especially important for the underside of your car that isn’t protected by paint — especially if your car is exposed to road salt during the winter. To help protect the paint, consider giving your car a good coat of wax. Vacuuming the interior of your car to remove dirt, sand and dust helps preserve the carpet and upholstery and prevent premature wear and tear.
Shorter trips can be hard on a car, allowing water to build up in the engine and exhaust system, says Car Talk. This may eventually lead to rust. Kiplinger says quick trips can also lead to engine sludge, as the engine never gets hot enough to burn off the fuel in the oil, the engine and the exhaust system. While a drive to the convenience store or to pick up your dry cleaning is a must, try to plan for some longer drives or combine all your errands so that your car has a chance to get to the optimal operating temperature, says Kiplinger.
Modern cars may be built to last a long time, but taking good care of your vehicle is one way to help it reach higher miles. Routine maintenance, driving gently and keeping your vehicle clean are a few of the ways you can help a high-mileage car keep running smoothly.
Originally published on January 9, 2017.
The post High Mileage Cars: How to Keep Your Vehicle Running Longer appeared first on The Allstate Blog.
Buying a used car can be a good option when you’re looking for a quality vehicle without the higher price tag. While a used car can be a sensible option, buyers still need to make smart choices. There’s a lot to look for when buying a used vehicle, but here are some ways to help you choose the right car for you.
Inspect both the outside and inside of the vehicle. Look over the exterior of the vehicle, says CARFAX, checking for scratches, dents and rust. You probably don’t need to be worried about small dings or scratches, but larger areas of damage may be cause for concern. CARFAX also recommends checking to see that body panels line up evenly, as uneven panels may indicate the vehicle was in an accident but not repaired well. It’s also a good idea to open and close the doors, hood and trunk to see how easily they move. Kelley Blue Book (KBB) suggests checking for paint overspray on the inside of the hood, trunk and doors and to be sure the color of the vehicle matches on all parts. If you notice overspray or mismatched paint, that part was likely repaired and repainted.
Inspect the interior by sitting in all the seats and looking for unusual wear and tear in the upholstery, says CARFAX. If the interior of the car smells musty, check the carpet and floor mats for signs of a a leak or water damage.
Going for a test drive can help you determine the condition of the car and whether it’s a good fit for you, according to Edmunds. You may want to turn the key to the “accessory” position before starting the engine, says KBB. You should see all the dashboard warning lights go on. If they do not light up, or stay on when you turn the ignition, make sure the issue is inspected.
When you start the engine, KBB recommends listening for tapping and clicking sounds, which could indicate a problem. While on a test drive, keep your eyes and ears open. CARFAX suggests driving the car on different types of roads and at varying speeds to see if the transmission shifts smoothly. Make sure to note any unusual engine or brake noises, and whether all of the electronics in the car are working properly. Also, be sure the brakes work properly and do not pull the car to one side, says CARFAX.
While you should take a vehicle’s mileage into consideration, high mileage isn’t necessarily a bad thing and low mileage doesn’t always mean the car is in great shape.
There’s no simple answer to this question, because the way the car has been maintained and used may be more important than its mileage, according to AutoTrader. It’s a good idea to use caution when considering a car with high mileage, because certain components and engine parts simply don’t last forever, says AutoTrader. However, if the owner has kept up with maintenance and taken care of any issues, the car may have a lot of life left in it. AutoTrader also notes that how the car was used can make a difference. A car with 100,000 miles on mostly highways may be in better shape than a high-mileage car that was used mostly on city roads, which can be harder on a vehicle.
Low-mileage used cars can certainly be appealing, but it doesn’t necessarily make them a great deal. Low mileage can certainly mean less wear and tear and a longer life. However, if a car is driven infrequently, AutoTrader says that the plastic and rubber parts on the vehicle may dry out and get brittle. It’s also better for the drivetrain when the vehicle is used consistently. You may end up with a vehicle that needs a lot of repairs and reconditioning, says AutoTrader — which could cost you more in the long run.
It’s smart to check the mileage on a used vehicle, but keep in mind that how the vehicle has been maintained and used may be more important that what the odometer says.
Any car leaking fluids is generally a red flag for a needed repair. Check under the car to see if there’s any fluid leaking, says CARFAX. Black fluid might be an indicator of leaking oil, while green, yellow or pink fluid may indicate a leak in antifreeze and reddish fluid could be a leak in the transmission or power-steering fluid, says Cars.com.
A mechanic may be able to detect issues that you didn’t uncover, so consider having the car inspected by a professional, says Edmunds. Most auto service stations perform prepurchase inspections for a fee, and it can be well worth the price to avoid buying a car with major issues. After the inspection, you can feel better knowing you’re getting a sound car, says Edmunds. If there are some fixable issues uncovered, you could also use the inspection report to negotiate the purchase price with the seller.
To help ensure you’re being charged a fair price, make sure to compare prices for the same make, model and year with several sources. Checking and dealer prices can simply be done online. There are a number of online tools you can use to compare prices, including KBB and National Automobile Dealers Association Guides. Even though condition and mileage will play a role in price, you can still get a ballpark figure of the vehicle’s market value.
There’s a lot of information online that can help you check on a particular vehicle’s history as well as whether there are any recalls on it.
The Vehicle Identification Number, or VIN, can reveal a lot about a car. Checking a VIN decoder chart is a quick way to see if a used car’s VIN information matches up with what’s in the vehicle title and records, according to Edmunds. There are a number of VIN decoders available online, including one from the National Highway Traffic Safety Administration (NHTSA).
The VIN can also be used to see if there are any recalls on the vehicle. You can look up a vehicle by VIN on the NHTSA’s Safety Issues and Recalls page to see if the vehicle needs repairs due to a safety recall. Keep in mind, however, that there may not be information on an older vehicle, any nonsafety-related recalls or recently announced recalls. Certain brands and international vehicles may also not be listed.
A vehicle history report can help you see title problems, ownership history, service points and previous accidents, says KBB. You can get a vehicle history report online for a fee by entering the VIN or license plate number, says Edmunds. If you’re buying through a dealer, though, they may provide a history report for free.
Purchasing a Certified Pre-Owned (CPO) car can be a wise choice because it usually offers the buyer an extra level of quality assurance. KBB states that each manufacturer has different standards for CPO vehicles, but they’re typically less than five years old and have less than 75,000 miles on them. Generally, the dealer has checked all major systems and reconditioned the vehicle. Many dealers also offer these vehicles with warranties.
To help ensure you’re buying a car you really like, Edmunds recommends that you don’t rush into buying a used car. Take the time to do your research and negotiate.
Following these tips may help you choose a used car that meets your needs and fits your budget. Knowing what to look for and consider can help you make an informed decision about your next vehicle.
Mike Orsini, Manager of Online Consumer Marketing at CARFAX, contributed to the video as well as earlier versions of this article.
Originally published on June 26, 2017.
The post What to Look for When Buying a Used Car appeared first on The Allstate Blog.
Whether you’re looking for a relaxing summer vacation along the beach or a more rugged vacation outdoors, the South offers plenty of options. From blues music to pristine beaches, it’s a region that offers entertainment for the whole family. As you start making vacation plans, consider these stops on a Southern road trip.
Following the course of the Mississippi River, the Great River Road starts far north in Minnesota and ends at the Gulf of Mexico in Louisiana. There are countless stop you could make along the way, including attractions in Mississippi where you’ll find yourself immersed in the history, culture and traditions of the area. Make a stop at the B.B. King Museum in Indianola to learn not just about the life and career of the renown musician, but also about the roots of the blues and how it spread throughout the nation.
You may also want to consider stopping at Vicksburg National Military Park. a significant Confederate stronghold where John C. Pemberton surrendered, giving the Union control of the Mississippi River during the Civil War. History buffs will also love the U.S.S. Cairo Museum, which displays a recovered Union gunboat from the Civil War and a number of artifacts that were on board.
Finish your journey through Mississippi at the Rosemont Plantation near Woodville. Once home to Jefferson Davis and five generations of the family, Rosemont is now open for tours.
If you’d like to spend some near the ocean this summer, consider taking the Overseas Highway to the Florida Keys. Also called “The Highway That Goes to the Sea,” this southernmost stretch of U.S. Route 1 goes from Miami to Key West, says TripSavvy. You can make the trip in just a few hours, but there are a number of attractions along the way that may be worth a stop.
For instance, the Florida Keys Wild Bird Center in Tavernier is home to more than 40 different species of birds that have been rescued and rehabilitated. Walk along the center’s boardwalk to admire the wild life and great view of the bay. If you want an even better view of the ocean, consider going to the John Pennekamp Coral Reef State Park in Key Largo. There, you can see Florida’s coral reef during a glass-bottom boat tour, or you can get a close-up view of the sea life by snorkeling or scuba diving.
You may also want to visit the Dolphin Research Center in Grassy Key where you can spend a day with the center’s family of dolphins, sea lions and tropical birds. Watch educational presentations, let the kids run through the sprayground or experience one of the center’s “hands-on” sessions.
As the state capital of Virginia, Richmond shares a deep connection with our nation’s roots. The Virginia Tourism Corporation notes the city’s early days as a small colonial town and that Richmond was where Patrick Henry gave his famous “Give Me Liberty” speech at St. John’s Church.
Next, hop on U.S. Route 5 and follow it along the James River to discover attractions such as the Virginia State Capitol, which was designed by Thomas Jefferson, and the Tuckahoe Plantation, Jefferson’s childhood home. If you want to get out and stretch your legs, enjoy some time and the views on the 52-mile Virginia Capital Trail that runs along the Route 5 corridor between Richmond and Williamsburg.
From the beauty of rolling hills covered in wildflowers to the hustle and bustle of Austin, Central Texas has a lot to offer. Start your trip in Hill Country, where TravelTexas.com says you can view more than 5,000 different kinds of wildflowers. Or head to San Marcos, where you can explore Spring Lake by glass-bottom boat, kayak or stand-up paddle board or hike the trails at Spring Lake Natural Area. Or, you can take a walking tour of Fredricksburg’s historic district, which showcases the rich history of the town originally founded in 1846 by German settlers. Don’t forget to head over the Congress Avenue Bridge in Austin one evening, where on summer nights you can see the world’s largest urban bat colony. And, while you’re making your way around Texas, make sure you stop to get a taste of some famous Texas-style barbecue.
Whether one of these regions is your destination or you’re just passing through, Southern states offer a number attractions you can visit during a road trip. From learning more about the nation’s history to having some fun in the sun, a few stops along the way may make your summer vacation even more memorable.
Originally posted on May 3, 2011.
The post 4 Great Stops on a Southern Road Trip appeared first on The Allstate Blog.
Unlike a brand new vehicle, pre-owned cars can have a history of accidents or mechanical issues. Unfortunately, some sellers of used vehicles may tamper with the cars in an effort to conceal certain problems. It’s important to learn the potential risks you may face when purchasing a pre-owned vehicle so you can lower the chance of buying a car with a hidden history. These tips can help you learn what to look out for:
Odometer fraud is an illegal practice that involves tampering with a car’s odometer, says the National Highway Traffic Safety Administration (NHTSA). Car sellers may do this to make the vehicle appear as though it’s traveled fewer miles than it actually has — which, in turn, may make the car more appealing to potential buyers. Fortunately, there are a few ways you may be able to see if the odometer has been tampered with. Here are some items you should check, according to the NHTSA:
Every vehicle is assigned a vehicle identification number (VIN) when it’s built, says AutoTrader. This number allows the vehicle to be identified through its lifetime, but sometimes, car thieves change the vehicle’s VIN to another similar, legally-registered number. This can make it difficult for buyers to determine the car has been stolen, says AutoTrader.
When you’re getting ready to buy a used car, look at its vehicle history report to help ensure the VIN hasn’t been changed. And, while a car’s VIN is typically printed near the base of its windshield on the driver’s side, it may also be stamped near the engine’s firewall or in the driver’s side door jamb, says Edmunds. It would be a good idea to verify that all VINs stamped on the car match before you decide to purchase it.
When a car is totaled, or has been significantly damaged, it is typically issued a special title. These may include salvage, junk or rebuild titles, according to the Better Business Bureau, and are issued so that car buyers know the history of the vehicle they’re dealing with. Some sellers may try to acquire a clean title by registering the vehicle with a new state, where a titling clerk may not recognize special title symbols from another state, says U.S. News and World Report. To help verify that you are not buying a car with a washed title, be sure to look at the vehicle history report to check for recent title transfers. You may also want to inspect a physical copy of the title to see if it appears to be altered in any way.
If you feel pressured to act quickly when buying a used car, you may want to think twice. Take time to inspect the car and research the vehicle’s history, and consider having it evaluated by a professional — it could save you frustration, time and money down the road.
Originally published on March 19, 2013.
The post Buying a Used Car? Beware of These Common Scams appeared first on The Allstate Blog.
For many people, embarking on a road trip to their vacation destination can be a more affordable means of transportation when compared to other travel options. But, besides saving money on things like airline tickets or baggage fees, there are some other ways to save that may not have crossed your mind. Check out these four tips that can help you save as you get ready to head out on your next road trip:
Stopping for snacks and meals during a road trip can be expensive, especially when you are with the entire family. Consider skipping some of the fast food pit stops and bring snacks and drinks along for the car ride instead, recommends Business Insider. If you’d like to bring any refrigerated items along, or want to keep bottled water or soda cold, place them in a cooler filled with ice — then change out the ice as needed when you stop off at a gas station to fuel up.
Instead of waiting until the last minute to pack for your trip, get a head start so you can determine what you need ahead of time. This way, you can avoid last-minute shopping trips when you reach your destination. For example, if you’re headed to the beach, you’ll likely need sunscreen, towels or a beach bag. Consider packing these types of essentials ahead of time, as Business Insider says that the same items could be more expensive once you reach your vacation destination. Knowing what you need prior to leaving may also give you time to seek out sales when buying any items you need.
If you don’t have a preference or a specific window for taking your trip, you may be able to save some money by traveling during a non-peak time of year, according to U.S. News and World Report (U.S. News). Some of the most popular travel times include around holidays or during summer and winter break. By avoiding these peak travel times, you may be able to score hotel or rental accommodations for less, says U.S. News. But, keep in mind that depending on where you’re headed, some activities or events may be limited based on seasonality.
Driving habits like stopping and accelerating suddenly, and how fast you drive, may have a negative impact on your car’s fuel economy. In fact, frequent hard braking or accelerating may reduce your vehicle’s fuel efficiency by up to 3 miles per gallon, says Consumer Reports. You may be able to help improve gas mileage by avoiding hard braking and accelerating when possible. Additionally, FuelEconomy.gov states that gas mileage can decrease once a vehicle reaches speeds of 50 miles per hour or more. Ensure you’re following the speed limit at all times and consider using cruise control, which can also help improve fuel efficiency.
Planning ahead for your next road trip may help alleviate some financial stress. Remember these tips as you plan so you can focus more on making memories with family and friends, and less on breaking the bank.
Originally published on May 8, 2011.
The post Tips for Saving Money on Your Next Road Trip appeared first on The Allstate Blog.
When you turn off the road and into a parking lot, it’s important to remember that the risk of experiencing a vehicle-related incident does not stop there. From keeping a look out for other cars and pedestrians, to ensuring your car is locked, there are many reasons to learn and practice parking lot safety. The following tips can help you prepare to protect yourself, your vehicle and others when in a parking lot.
The National Safety Council (NSC) reports that some common distractions for drivers in a parking lot include making phone calls, texting and programming their GPS. But, remember that most states have either banned or restricted the use of cellphones while operating a vehicle, according to the Insurance Institute for Highway Safety. Even when driving through a parking lot, you should put away your cellphone and avoid these types of distractions so you can focus on your immediate surroundings.
Drive slowly and watch out for other cars driving by or backing up, as well as pedestrians. When you’re getting ready to exit a parking space, it is also a good idea to take a quick walk around your vehicle to check for low-lying objects first, says the NSC. Additionally, even if you have a backup camera, use the vehicle mirrors and look over your shoulder to aid with visibility as you back up.
Look for a parking space close to the destination you’re going to and ensure it’s well lit, especially if you’re parking at night. For example, if you’re at the mall, Consumer Reports recommends parking as close as possible to the building — it’s typically the most populated area of a parking lot and may offer the best lighting as you walk to or from your car.
Avoid talking on or looking at your phone while walking through a parking lot, recommends Consumer Reports. You may also want to consider ditching the headphones so you can hear what’s going on around you, like vehicles or pedestrians approaching. And remember, if you happen to notice any suspicious activity while in a parking lot, you should report it to your local authorities.
Lastly, it’s a good idea to remove valuables from your vehicle, especially if they’re visible through a window, says the National Highway Traffic Safety Administration. If you can’t remove valuables, it’s a good idea to hide any items and bags from plain sight at a minimum, adds Consumer Reports. You should also close your vehicle’s windows, lock the doors and keep your car keys with you at all times.
By practicing these tips, you can help keep yourself and your vehicle safe in a parking lot, and may lower your chances of being involved in a vehicle-related incident.
Originally published on June 13, 2012.
The post Tips to Help You Stay Safe in a Parking Lot appeared first on The Allstate Blog.
Getting a driver’s license is a rite of passage for many teenagers. While teen drivers may enjoy the newfound freedom, they are at an increased risk on the road. The Insurance Institute for Highway Safety (IIHS) states that 16- and 17-year-old drivers are three times more likely to get into a car accident than drivers over the age of 20. The explanation for this is simply that younger drivers lack experience and may overestimate their abilities on the road, says the IIHS.
To help reduce the number of teen driving accidents, every state and the District of Columbia now have graduated driver licensing laws to help teens get more experience behind the wheel before they’re fully licensed, says the Insurance Information Institute (III).
A graduated driver licensing (GDL) program limits high-risk driving situations for teens, says the National Highway Traffic Safety Administration (NHTSA). These programs been shown to reduce teen accidents by up to 50 percent, says the NHTSA.
While the restrictions may vary from state to state, all GDL programs have three phases, according to the III:
No cellphone or electronic devices can be used during the first two phases of a GDL program, according to the GHSA.
Parents and guardians can play an important role in helping a young driver establish good habits and get plenty of practice behind the wheel. The NHTSA recommends:
Setting teen drivers up for success behind the wheel is key in helping them stay safe on the road. With graduated driving license programs and plenty of practice, teens can gain the experience that will help make them better drivers.
The post Keeping Teens Safe With Graduated Driver Licensing appeared first on The Allstate Blog.
Driving a recreational vehicle isn’t always as easy as hopping in your car or truck and hitting the road. There’s a little more to keep in mind, whether you’re cruising from coast to coast in an RV or are using it for long weekends at the lake. Consider these safety tips before you head out in your RV.
Due to its height and length, motorhome drivers may have some blind spots you wouldn’t typically have with your average sedan. This means you may need to be a little more vigilant about what is going on around you. RVShare.com recommends making full use of your mirrors, both rearview and sideview, to see as much as possible of the road and traffic conditions around you. Newer RVs may even have cameras to help you monitor hard-to-see areas.
RVs are heavier than your average car, and can take a longer time to come to a complete stop after you’ve applied the brake. Keeping a safe following distance behind other vehicles may help give you the time and space to stop safely and prevent you from having to slam on the brakes.
The distance it takes to completely stop will be different for each vehicle on the road. It comes down to three things, says the Utah Department of Transportation (UTOD): the distance traveled before the driver perceives the need to stop, the time it takes the driver to react and step on the brake and the distance the vehicle travels with the brake pressed until it stops completely. The heavier the vehicle, the more distance it will need to stop completely, according to UTOD.
When you’re driving a motorhome, it’s important to check your tires each and every time you use the vehicle, says Kampgrounds of America (KOA). With the weight your RV tires are carrying, your safety depends on them being properly inflated at all times. Get yourself a tire pressure gauge and know exactly how much pressure your tires should have, then check them regularly. KOA adds that you should check the pressure when the tires are “cold,” which means they aren’t warm from recent use. Be sure they are inflated to the range indicated in the owner’s manual, and do not exceed the maximum pressure noted on the tires. You may also want to cover the tires when you’re not using the motorhome, says KOA, to help prevent damage from the sun and other elements.
While you certainly need to pack the gear you’ll need while living out of your RV, you also need to keep the added weight of your cargo in mind. You need to stay within the manufacturer’s stated weight limits, such as the Gross Vehicle Weight Ratings and Gross Axle Weight Ratings, as well as the tire weight limits, says KOA. It’s a good idea to weigh the packed RV and each axle end to be sure you’re within allowable weight limits. TripSavvy also recommends checking on laws in each state you’ll be visiting, as RV regulations regarding the weight of your vehicle may vary from state to state. For example, some states may require trailers over a certain weight to have brakes (in addition to the tow vehicle’s braking system).
How you pack your RV can make a big difference. Keep the load even and balanced, says DoItYourselfRV.com, and place heavier items closer to the ground. Be sure to secure loose items so they do not slide around while the vehicle is in motion.
As with any vehicle, it’s important to keep safety in mind at all times. While an RV may feel like home, it’s important for every passenger to use a seat belt while you’re on the road. Stay securely buckled in and avoid the temptation to move around.
Camping World also offers these safety tips for driving your RV:
RVs can be a great way to travel, but there are few extra precautions to consider before you hit the road. With a little practice and preparation, you may stay safer and have a trip to remember.
Originally published on October 18, 2012.
The post Driving Your RV: Staying Safe on the Road appeared first on The Allstate Blog.
Since 1981, the National Highway Traffic Safety Administration (NHTSA) has required that every vehicle manufactured and sold in the United States is assigned a vehicle identification number, commonly called a VIN. The purpose of VINs is to help law enforcement trace and recover stolen vehicles and parts, as each VIN can be tracked back to a single vehicle. Edmunds notes it typically is on a small plate attached to the dashboard on the driver’s side of the vehicle. It may also be imprinted on other major components of the vehicle, as required by the Federal Motor Vehicle Theft Prevention Standard.
Learn more about VIN etching and how it may help protect your vehicle.
Labeling the windows of your car, truck or SUV with its VIN may be an effective tool when it comes to theft prevention. VIN etching, as it’s commonly known, can be a cost-effective method for doing this if your vehicle did not come with the windows marked already. Angie’s List states that car dealers and local police departments often provide etching service. You can also purchase etching kits (check online or at an auto parts store) and do the work yourself. Typically, it only takes about 10 minutes to etch the windows.
The process should not damage your windows, says the Arizona Automobile Theft Authority (AATA). Etching should only affect the outer layer of the glass, and the etching is approximately 2 inches wide and a quarter inch high — so it should not interfere with your view.
Sometimes, car thieves swap the VIN plate on the dashboard with a fake one, says the AATA. This essentially changes the identity of the vehicle and makes it hard for police to track. However, if the windows are etched, each piece of glass will also have to be swapped out. This costs time and money and cuts into any profit the thief can make selling the stolen vehicle. If the would-be thief notices the window etching, they may simply move on and look for an easier target.
If your car is stolen, the NHTSA says you should immediately contact the police and provide relevant information, including the VIN. You can find the VIN on your insurance card or statement as well as the car’s title. (Don’t forget to contact your insurance company, too.) This information will be entered into a national police database, according to the St. Paul Auto Theft Unit. Police can easily spot window etching, says the AATA, and having that information on the window may help them recover your vehicle.
As a car owner, you may take steps like locking your car and parking in well-lit areas to help deter thieves. You may want to consider VIN etching as another line of defense.
Originally published on July 20, 2012.
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If you’re feeling tired, you may want to think twice before getting behind the wheel. Statistics show that a fatigued driver is three times more likely to get into an accident, says the National Safety Council (NSC). According to the National Highway Traffic Safety Administration (NHTSA), drowsy driving results in approximately 90,000 crashes per year.
Learn about some of the people who may risk driving while drowsy and how you can help prevent yourself from being one.
The National Sleep Foundation’s DrowsyDriving.org notes that a number of essential driving skills may be affected by fatigue. A drowsy driver may experience:
NHTSA also notes that a tired driver may experience “micro sleeps,” in which a person experiences involuntary bouts of sleep or unconsciousness. These episodes can last a few seconds, which is enough for a car to drive the equivalent of a football field while moving at 55 miles per hour.
These symptoms tend to get worse the more fatigued a person becomes, further diminishing the driver’s ability to operate a vehicle safely.
Although anyone can become drowsy behind the wheel, some drivers may be at increased risked, according to the Centers for Disease Control and Prevention. They include:
Drivers with these risk factors may want to be especially careful.
Whether you belong to a group with higher risk of drowsiness or not, it’s a good idea to take some preventive measures when you’re planning to hit the road. Here are a few things you can do:
Even if you take precautions, it’s important to watch out for the signs of drowsiness when you’re driving. The National Sleep Foundation says that if you experience the following symptoms behind the wheel, it may be time to pull over and rest:
Should you start experiencing signs of fatigue, the NHTSA recommends you pull over somewhere safe — like a well-lit rest stop. Consider drinking a cup or two of coffee or another drink with caffeine, and take a brief nap. DrowsyDriving.org notes that it will take about a half an hour for you to start feeling the effects of the caffeine. If you’re still feeling drowsy (or start to notice signs of fatigue again), it’s time to find somewhere safe to get a good night’s rest.
If you find yourself getting sleepy while behind the wheel, you may be putting yourself and others in danger. Instead of trying to push through, take a break and rest.
Originally published on March 31, 2014.
The post Drowsy Driving: Tips for Avoiding the Risk appeared first on The Allstate Blog.
The last thing most people expect when they get behind the wheel is their car engine overheating. But, it’s important to know what steps to take when a car overheats so you can handle the situation effectively and keep safety a priority. Here’s what to do if you find yourself with a vehicle that’s overheating.
If your car’s engine overheats, pull over as soon as it’s safe to do so, says Donny Seyfer, executive officer for the National Automotive Service Task Force.
“Most of the time when this kind of thing happens, the driver doesn’t have the resources on hand to do anything useful,” says Seyfer. If that’s the case, he recommends that the driver turn the car off and call for a tow, adding that even one instance of engine overheating, if severe enough, can permanently damage the engine.
You may also be able to buy a little time to get off the road by turning the heater on full blast, according to Tony Molla, vice president of the Automotive Service Association. “This’ll provide some additional cooling through the heater core,” he says, but, ultimately, “the best way to cool down the vehicle is to shut it down.”
If there is steam coming out from under the car’s hood, Consumer Reports advises that you should not attempt to lift the hood, adding that it typically takes at least 30 minutes for a hot engine to cool down. And, while it might be tempting, make sure you don’t open the radiator cap while the engine is hot, warns Seyfer. This is because the hot coolant can cause severe burns.
Seyfer adds that leaving the system closed until it fully cools down may actually be better for the engine, too.
You don’t have to wait until you see steam rising from the hood to realize your car’s having difficulties, according to Molla, because there are often earlier signs that something is amiss. “One symptom might be the vehicle heater not getting warm,” says Molla, as this may indicate that the engine’s thermostat is stuck or that coolant is running low.
A glance at the temperature gauge can also help. “You can see an overheating problem developing if the temperature gauge is higher than normal,” Molla explains.
If the temperature warning light comes on, however, the problem is serious, says Molla. The same goes for a sudden burst of steam from under the hood, which he says is usually a sign that a radiator hose has blown.
So, what causes cars to overheat? The most common culprit is low coolant in the engine, says Molla, so a good defense is regular vehicle maintenance. “You can do a quick visual check of your coolant by looking at the plastic tank under the hood,” Molla says. “It’ll have the minimum coolant level mark for easy reference.” Drivers may want to make a regular habit of checking the car’s coolant level and, if necessary, topping it off.
But, there are some other reasons for a car to overheat, so having a plan to regularly inspect your car’s entire cooling system is key.
“Follow the maintenance schedule from your vehicle manufacturer,” says Molla. “The older the vehicle, the more likely it is to need maintenance, ranging from replacing old coolant or worn belts, or hoses that can leak or cause a water pump to not operate properly.”
Most engine coolant will last about 100,000 miles, says Molla, but older and higher-mileage vehicles should have the radiator coolant checked and belts and hoses swapped out according to the manufacturer’s recommended schedule. “A trained automotive technician can tell when it’s time for a change,” he explains.
It’s hard to predict when a car is going to overheat. But, keeping up with preventative measures and knowing what to do if it happens to your car may help you avoid some expensive repairs down the road.
The post What to Do When Your Car’s Engine Overheats appeared first on The Allstate Blog.
Windshield wipers can be an overlooked part of your car’s safety system. If your wipers are not working properly, it may be difficult to see the road or other hazards when it rains or snows. Faulty wiper blades can be ineffective and even smear your windshield, potentially creating visibility issues. Some simple, regular maintenance can help ensure your wiper blades are in good shape.
Auto maintenance and repair specialist The Humble Mechanic shares tips for inspecting, changing and maintaining your car’s wiper blades.
Wiper blades are made out of rubber that can wear out even with limited use. The blades should be inspected regularly and replaced, if needed, about every six months, says Consumer Reports. If your blades are cracked, torn or heavily worn, they might not grip the windshield properly and not fully remove mud, rain, sleet or snow. Wiper blades can take a beating during winter months, and since conditions and vehicles can vary, you may consider checking your vehicle’s owner’s manual and the information that comes with your wiper blades for guidance.
Changing your wiper blades is typically a simple task. If you’re not confident about your skills, it may be a good idea to leave it to the professionals — it’s often done when you take your car in for an oil change. But, if you want to do it yourself, Cars.com provides these steps:
Taking these simple steps can help make sure your wipers are working efficiently and help maximize your visibility for safer driving.
Originally posted on May 12, 2017.
The post How to Check and Replace Your Windshield Wiper Blades appeared first on The Allstate Blog.
If you’re thinking about buying used tires for your vehicle, there are some important points to consider. When a tire is between six and 10 years old, its rubber and internal components will begin to get dry rot. (If there is dry rot, you’ll notice cracks in the treads, discoloration and that the tire is misshapen, says Car and Driver.) Tires can degrade and weaken even if they haven’t gone very far or done much. For example, a 9-year-old car may only have 10,000 miles on the odometer, but it might need new tires.
When a tire needs to be replaced depends on several factors, according to Edmunds, including how it is used (such as not being inflated properly), exposure to heat and how it was stored. Here are a few things to keep in mind if you’re considering buying used tires or are wondering if you should replace older tires:
It can be difficult to accurately determine age-related tire damage. That’s because the conditions in a climate-controlled warehouse help prevent a tire from deteriorating. However, one left in the sun on display may be almost worn out inside before it’s mounted on a vehicle. And, the ones I put in the cool crawl space under my house in garbage bags are somewhere in between. Still, some car makers recommend replacing tires that are between six and 10 years old, regardless of how much tread is left, says the National Highway Traffic Safety Administration (NHTSA).
Almost every driver can find out a tire’s age just by decoding numbers on the tire. Your tire’s “born-on date” is on its sidewall, part of the government-required Tire Identification Number (TIN), according to NHTSA. The TIN is an alphanumeric code that begins with “DOT” (the abbreviation for the Department of Transportation). The last four digits indicate the week and year in which the tire was made. A TIN ending in 0112 means the tire was made in the first week of 2012. (If the DOT code ends with a letter or contains less than 10 digits, check the opposite sidewall. If you can’t find such a number or it has been ground off, assume the tire is far too old for safe use.)
While there is no way to track the history of a used tire, it’s safe to assume it likely was driven without being inflated properly, as the NHTSA states that only 19 percent of people have inflated their vehicle’s tires properly. Also, a used tire could have suffered significant damage from a pothole, been repaired improperly or permanently damaged when being dismounted. Because these factors may affect a tire’s safety, Consumer Reports advises against buying used tires. But if you do, make sure to have the used tire properly inspected by a tire professional before purchase and installation.
If you’ve just acquired a used car and encounter otherwise untraceable issues with tire wear, handling, excessive noise or the like, check to make sure all four tires were produced at the same plant at about the same time. It’s ideal if the TINs are identical on all four tires and, if applicable, the spare.
Tire manufacturers often make changes during production runs and sometimes produce the same product in multiple plants. A tire made a couple of years after or in a different plant than its otherwise visually identical sibling may have subtle but important differences. Check the plant code, which is immediately after DOT on the TIN. You can use the plant code to find where your tire was built at the NHTSA’s Product Information Catalog and Vehicle Listing.
Remember to check your spare tire, too. (You may find you don’t have one!) It’s possible to have a spare that’s never touched the ground but is so old that it should not be used. And finally, to help ensure your tires are properly inflated, the NHTSA recommends that you check the pressure of all your tires (even the spare) monthly.
Originally published on September 22, 2014.
The post Tires Can Wear Out Even If They Haven’t Gone Very Far appeared first on The Allstate Blog.
Buying a new car can be exciting. It’s a major purchase, after all. But, to make sure the joy lasts even after you buy, it’s important to get a handle on your budget up front to make sure you’re financially ready in the long term. Here are some steps to take to help you determine how much car you can afford:
Don’t make the mistake of deciding on the car you’d like to buy first, and letting that dictate your budget, says auto-enthusiast site Jalopnik. Instead, you should review your income (looking at your take-home pay) and then subtract your current monthly expenses to help determine how much money is left over every month.
Along with major monthly payments, like rent or a mortgage, be sure to account for other bills like utilities, student loans and credit cards, says Consumer Reports. You should also include some other recurring expenditures, for example, your monthly grocery budget or television service provider bill.
Don’t forget to budget for the cost of car ownership as well, says Jalopnik, which typically includes car insurance, gas, maintenance and unexpected repairs. Consumer Reports recommends that your budget should account for future expenditures as well, such as savings for vacations, emergencies, retirement savings or other financial goals.
If you’re planning to finance your car, after you’ve deducted all bills and expenses from your monthly income, the figure that remains is what you have available for things like a car payment. But, it’s not time for shopping just yet. Consider plugging that figure and your ideal loan terms into an auto loan calculator to give you an idea of the vehicle cost that’s likely within your means. It may be more beneficial to focus on the vehicle cost you can afford, rather than the monthly payment, because you may be tempted to stretch the loan out over a longer period of time to justify a more expensive car.
So, what’s a reasonable term for a loan? According to Edmunds, 72 months is the current average but they recommend no more than a 60-month loan — this is because the longer you make payments, the more interest you may pay.
After determining how much car you can afford, it’s time to start thinking about the actual vehicle you’d like to buy. The key to finding the right vehicle, according to U.S. News and World Report (U.S. News), is pinpointing where your wants intersect with your needs.
Start by thinking about who you’re going to be driving around. For instance, do you need a vehicle with ample space to accommodate a large family or kids’ car seats? You may also want to review safety ratings on different vehicles to learn how they may perform in a crash. Then, consider where you live and think about things like geography or climate. Do you need a car with all-wheel drive that may be more suitable for winter weather conditions? And, lastly, consider your lifestyle in terms of your daily work commute or weekend activities, says U.S. News.
An honest assessment of how you’ll use the vehicle will give you a better idea of what you’re looking for before starting your search.
Now it’s time to research specific vehicle models. You may prefer to research vehicle makes and models online, or visit a car dealership. Be sure to keep your budget and needs and wants criteria in mind while you begin to narrow options. As you narrow your choices to a few vehicles based on what’s important to you and within your budget, and take them for a test drive. But before you pick a winner, it can be helpful to make a few last financial decisions.
It’d also be a good idea to get an insurance quote on each vehicle at this point, so you know what to expect — depending on the make and model, you may find that the insurance premium can vary. And, before you commit to a loan, check your credit history, suggests the Consumer Financial Protection Bureau. It may help you determine the interest rate you’ll pay (along with a more accurate monthly payment estimate).
When buying a new car, it takes some time and effort to get your budget right. But, by doing so, you may be less likely to end up with big payments on a car you love, but simply can’t afford.
The post How Much Can I Afford to Spend on a Car? appeared first on The Allstate Blog.
Moving to a different state can be an exciting time in your life. But, while you’re getting ready to explore all that your new state has to offer, don’t forget that there are some important tasks you need to take care of to help ensure the entire transition goes smoothly. Some of those tasks are car-related and include updating your driver’s license and vehicle registration to your new home state. Not sure where to start? This moving checklist for your car can help:
First, start thinking about securing an auto insurance policy in your new state. While each state’s deadline for completing this task varies, you should try to complete it as soon as possible. It may be helpful to start looking into this prior to your move, so you’re aware of any potential deadlines or implications relating to the switch.
A good place to start may be with your current insurance provider. You should alert your agent of your move and consider asking if they are licensed to sell insurance in your new state. If they are, and you decide to remain with that company, they should be able to help update your policy. If your insurance provider is not licensed in your new state, you may want to start requesting and comparing auto insurance quotes from other companies. You should aim to have a new policy prior to canceling your existing one to help you avoid a potential lapse in coverage.
Whether you need to update your current policy or find a new insurance provider, get prepared by gathering some documents, such as your current policy’s declaration page and driver’s licenses for those within your household that drive the vehicle. This may help the process go more smoothly.
The process and deadline for acquiring a new driver’s license varies by state, so first and foremost, be sure to check your state’s requirements. Some may require you to obtain a new driver’s license immediately upon establishing residency in the state, while others may offer a grace period. For example, Michigan’s Department of State says new residents are required to update their driver’s license immediately after moving into the state. On the other hand, Tennessee’s Department of Safety and Homeland Security states that new residents have a 30-day window to complete the process.
When you’re ready to update your license, you’ll need to bring some identification and documents to your local department of motor vehicles (DMV):
Keep in mind that your new state may require other documents to get a new license. They may also require that you to retake a written or vision test, or even a driving test, to obtain your new license. It’d be a good idea to confirm this process, along with any needed documents, with your local DMV.
Some states might require you to update your vehicle’s title with your state’s transportation authority. After getting a new driver’s license, you’ll need to visit a titling office to update your car’s title, which proves ownership of the vehicle, notes The Balance.
When you’re ready to transfer the title, verify the paperwork needed to do so. Some states, such as Ohio, may also require that your car passes an emissions test prior to titling and registering your vehicle, according to the Ohio Environmental Protection Agency. While requirements vary by state, Georgia’s Department of Revenue states the following documents are needed to transfer a car’s title:
Lastly, you’ll likely need to get a new license plate for your vehicle. Be sure to check with your new state on their specific process and fees to complete the vehicle registration task. For example, Illinois gives new residents 30 days to apply for a new vehicle title and registration, according to CyberDriveIllinois.com. You may also want to confirm local disposal rules for old license plates, as you may be required to return them.
Researching and planning ahead for these car-related tasks may help alleviate some stress that comes with a big move. Be sure to check your state-specific requirements before completing these tasks to help ensure you have everything you need for a smooth vehicle transition.
The post Moving to a New State? Here’s How to Update Your Vehicle Information appeared first on The Allstate Blog.
If you’ve noticed prices move up and down at the gas station, you may have wondered what causes gas prices to fluctuate. Or, maybe you’ve noticed higher or lower gas prices in other states during a road trip. From location to tax rates, here’s a look at some of the factors that may affect the price of gas.
The biggest contributor to the price of gas is the cost of crude oil, says the U.S. Energy Information Administration (EIA). Also known as fossil fuel, crude oil is the liquid that is removed from the ground and sent to refineries to be made into gasoline.
Crude oil prices are based largely upon supply and demand. Therefore, when crude oil production rises, prices may decline, but costs may rise when production declines. Economic conditions play a role in crude oil prices, the EIA says. When the economy is doing well, demand for raw materials such as crude oil tends to rise, while prices fall.
State and federal taxes are built into the price of a gallon of gas, says Energy.gov. While the same federal tax rate is charged at every gas station in the U.S., each state sets its own tax rates. Some states charge sales tax, while others may include other costs, such as environmental fees, in the price of a gallon of gas.
State tax rates aren’t the only reason why gas prices can vary by location. Gas prices can vary based on state or region due to the distance from the supply, according to the EIA. Supply sources can include the pipeline and refineries. So, for example, say the source of the gasoline is near the Gulf Coast. States in that region may see lower prices at the pump because they are closer to the source of the gasoline than states along the West Coast or in New England.
In addition, some states have adopted laws that require the use of “cleaner” fuel that has less of an environmental impact. This fuel typically costs more to produce and is offered by limited suppliers, making it more expensive for drivers to purchase, the EIA explains.
Retail competition may also affect gas prices, even within the same town. Gas station owners may adjust their prices based on how many competitors are nearby, says the EIA.
Gas station owners may also consider their operating costs, like employee wages and rent payments, when setting their prices, the EIA says. Other expenses, such as fuel distribution, marketing and refining, also play roles in the price of gas.
While you can’t control the price of gas, the next time you fill up, you may have a better understanding of some of the factors that contribute to the price you pay at the pump.
The post What Factors Determine Gas Prices? appeared first on The Allstate Blog.
There are several situations where you may find yourself in need of roadside assistance. Even if you feel prepared for a number of potential problems on the road — like a flat tire — knowing that there’s a provider you can contact in an emergency can give you some additional peace of mind.
Here are some common reasons why you may want to consider roadside assistance and how to stay safe if your car is broken down on the side of the road.
Most cars have a spare tire in the trunk or mounted on the back. It likely even has a small jack and tire iron. If you know how, changing a flat tire yourself is generally quick and easy, as long as you can do so safely. If you’ve never done it before, then you probably won’t want to try learning once you’re stranded. Flat tires are one of the most common reasons to contact roadside assistance.
If you break down or are in an accident, you’ll need to get your car off the road and into a repair shop. Sometimes a one-time tow may be pricey if you haven’t done your research. You also don’t want to try and find a towing company while you’re broken down. Consider contacting your insurance provider if you think you require a tow. They’ll make sure to send a trustworthy company to your location.
Jumper cables are a key component in a car emergency kit. Make sure you know how to use the jumper cables properly. If you’re alone and need to jump start your car, you should call for help. Never flag down another motorist, which could be dangerous, says Consumer Reports. If your battery is completely dead or you haven’t stored your jumper cables properly, even the cables might not work, says AutoGuides.com.
Most cars come with two keys or key fobs. Naturally, giving your spare key or key fob to a loved one or keeping it in your home can be helpful in this situation as you can contact your friend or spouse and wait for them. But, if you’re far away, don’t have time to get a new key fob battery or need to get into your vehicle more quickly, contacting roadside assistance might be your best bet. If you don’t have roadside assistance already, some companies may provide help without signing up in advance.
For safety reasons, you should not keep a filled gas can in your vehicle, says the National Agricultural Safety Database. Having an empty gas can may come in handy, but you have to get from your car to a gas station and back. Most basic roadside services include fuel delivery because running out of gas is a common problem for motorists. Keep in mind that in most cases, the gas is provided at cost to the customer.
Whether you’re broken down because of a flat tire or an accident, you should keep the following safety tips in mind from the Insurance Information Institute and Consumer Reports:
Roadside assistance may not be as expensive as you might think, but be sure you understand exactly what is included in your plan to ensure you have the right coverage. You may not need roadside assistance often, but you’ll be glad you invested in it if a problem arises.
Originally published on June 24, 2013.
The post Common Reasons to Consider Roadside Assistance appeared first on The Allstate Blog.
SUVCars.com News 