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What to Look for When Buying a Used Car

By The Allstate Blog Team

Buying a used car can be a good option when you’re looking for a quality vehicle without the higher price tag. While a used car can be a sensible option, buyers still need to make smart choices. There’s a lot to look for when buying a used vehicle, but here are some ways to help you choose the right car for you.

Inspect the Car’s Exterior and Interior

Inspect both the outside and inside of the vehicle. Look over the exterior of the vehicle, says CARFAX, checking for scratches, dents and rust. You probably don’t need to be worried about small dings or scratches, but larger areas of damage may be cause for concern. CARFAX also recommends checking to see that body panels line up evenly, as uneven panels may indicate the vehicle was in an accident but not repaired well. It’s also a good idea to open and close the doors, hood and trunk to see how easily they move. Kelley Blue Book (KBB) suggests checking for paint overspray on the inside of the hood, trunk and doors and to be sure the color of the vehicle matches on all parts. If you notice overspray or mismatched paint, that part was likely repaired and repainted.

Inspect the interior by sitting in all the seats and looking for unusual wear and tear in the upholstery, says CARFAX. If the interior of the car smells musty, check the carpet and floor mats for signs of a a leak or water damage.

Go for a Test Drive

Going for a test drive can help you determine the condition of the car and whether it’s a good fit for you, according to Edmunds. You may want to turn the key to the “accessory” position before starting the engine, says KBB. You should see all the dashboard warning lights go on. If they do not light up, or stay on when you turn the ignition, make sure the issue is inspected.

When you start the engine, KBB recommends listening for tapping and clicking sounds, which could indicate a problem. While on a test drive, keep your eyes and ears open. CARFAX suggests driving the car on different types of roads and at varying speeds to see if the transmission shifts smoothly. Make sure to note any unusual engine or brake noises, and whether all of the electronics in the car are working properly. Also, be sure the brakes work properly and do not pull the car to one side, says CARFAX.

Consider the Mileage

While you should take a vehicle’s mileage into consideration, high mileage isn’t necessarily a bad thing and low mileage doesn’t always mean the car is in great shape.

What Is Good Mileage for a Used Car?

There’s no simple answer to this question, because the way the car has been maintained and used may be more important than its mileage, according to AutoTrader. It’s a good idea to use caution when considering a car with high mileage, because certain components and engine parts simply don’t last forever, says AutoTrader. However, if the owner has kept up with maintenance and taken care of any issues, the car may have a lot of life left in it. AutoTrader also notes that how the car was used can make a difference. A car with 100,000 miles on mostly highways may be in better shape than a high-mileage car that was used mostly on city roads, which can be harder on a vehicle.

Is Low Mileage on a Used Car Better?

Low-mileage used cars can certainly be appealing, but it doesn’t necessarily make them a great deal. Low mileage can certainly mean less wear and tear and a longer life. However, if a car is driven infrequently, AutoTrader says that the plastic and rubber parts on the vehicle may dry out and get brittle. It’s also better for the drivetrain when the vehicle is used consistently. You may end up with a vehicle that needs a lot of repairs and reconditioning, says AutoTrader — which could cost you more in the long run.

It’s smart to check the mileage on a used vehicle, but keep in mind that how the vehicle has been maintained and used may be more important that what the odometer says.

Check for Leaks

Any car leaking fluids is generally a red flag for a needed repair. Check under the car to see if there’s any fluid leaking, says CARFAX. Black fluid might be an indicator of leaking oil, while green, yellow or pink fluid may indicate a leak in antifreeze and reddish fluid could be a leak in the transmission or power-steering fluid, says Cars.com.

Have a Mechanic Inspect It

A mechanic may be able to detect issues that you didn’t uncover, so consider having the car inspected by a professional, says Edmunds. Most auto service stations perform prepurchase inspections for a fee, and it can be well worth the price to avoid buying a car with major issues. After the inspection, you can feel better knowing you’re getting a sound car, says Edmunds. If there are some fixable issues uncovered, you could also use the inspection report to negotiate the purchase price with the seller.

Determine a Fair Purchase Price

To help ensure you’re being charged a fair price, make sure to compare prices for the same make, model and year with several sources. Checking and dealer prices can simply be done online. There are a number of online tools you can use to compare prices, including KBB and National Automobile Dealers Association Guides. Even though condition and mileage will play a role in price, you can still get a ballpark figure of the vehicle’s market value.

Do Your Research

There’s a lot of information online that can help you check on a particular vehicle’s history as well as whether there are any recalls on it.

Look Up the VIN

The Vehicle Identification Number, or VIN, can reveal a lot about a car. Checking a VIN decoder chart is a quick way to see if a used car’s VIN information matches up with what’s in the vehicle title and records, according to Edmunds. There are a number of VIN decoders available online, including one from the National Highway Traffic Safety Administration (NHTSA).

The VIN can also be used to see if there are any recalls on the vehicle. You can look up a vehicle by VIN on the NHTSA’s Safety Issues and Recalls page to see if the vehicle needs repairs due to a safety recall. Keep in mind, however, that there may not be information on an older vehicle, any nonsafety-related recalls or recently announced recalls. Certain brands and international vehicles may also not be listed.

Review the Vehicle History Report

A vehicle history report can help you see title problems, ownership history, service points and previous accidents, says KBB. You can get a vehicle history report online for a fee by entering the VIN or license plate number, says Edmunds. If you’re buying through a dealer, though, they may provide a history report for free.

Consider a Certified Pre-Owned Vehicle

Purchasing a Certified Pre-Owned (CPO) car can be a wise choice because it usually offers the buyer an extra level of quality assurance. KBB states that each manufacturer has different standards for CPO vehicles, but they’re typically less than five years old and have less than 75,000 miles on them. Generally, the dealer has checked all major systems and reconditioned the vehicle. Many dealers also offer these vehicles with warranties.

Avoid Being Rushed

To help ensure you’re buying a car you really like, Edmunds recommends that you don’t rush into buying a used car. Take the time to do your research and negotiate.

Following these tips may help you choose a used car that meets your needs and fits your budget. Knowing what to look for and consider can help you make an informed decision about your next vehicle.

Mike Orsini, Manager of Online Consumer Marketing at CARFAX, contributed to the video as well as earlier versions of this article.

Originally published on June 26, 2017.

The post What to Look for When Buying a Used Car appeared first on The Allstate Blog.

4 Great Stops on a Southern Road Trip

By The Allstate Blog Team

Whether you’re looking for a relaxing summer vacation along the beach or a more rugged vacation outdoors, the South offers plenty of options. From blues music to pristine beaches, it’s a region that offers entertainment for the whole family. As you start making vacation plans, consider these stops on a Southern road trip.

The Great River Road – Mississippi

Following the course of the Mississippi River, the Great River Road starts far north in Minnesota and ends at the Gulf of Mexico in Louisiana. There are countless stop you could make along the way, including attractions in Mississippi where you’ll find yourself immersed in the history, culture and traditions of the area. Make a stop at the B.B. King Museum in Indianola to learn not just about the life and career of the renown musician, but also about the roots of the blues and how it spread throughout the nation.

You may also want to consider stopping at Vicksburg National Military Park. a significant Confederate stronghold where John C. Pemberton surrendered, giving the Union control of the Mississippi River during the Civil War. History buffs will also love the U.S.S. Cairo Museum, which displays a recovered Union gunboat from the Civil War and a number of artifacts that were on board.

Finish your journey through Mississippi at the Rosemont Plantation near Woodville. Once home to Jefferson Davis and five generations of the family, Rosemont is now open for tours.

Overseas Highway – Florida

If you’d like to spend some near the ocean this summer, consider taking the Overseas Highway to the Florida Keys. Also called “The Highway That Goes to the Sea,” this southernmost stretch of U.S. Route 1 goes from Miami to Key West, says TripSavvy. You can make the trip in just a few hours, but there are a number of attractions along the way that may be worth a stop.

For instance, the Florida Keys Wild Bird Center in Tavernier is home to more than 40 different species of birds that have been rescued and rehabilitated. Walk along the center’s boardwalk to admire the wild life and great view of the bay. If you want an even better view of the ocean, consider going to the John Pennekamp Coral Reef State Park in Key Largo. There, you can see Florida’s coral reef during a glass-bottom boat tour, or you can get a close-up view of the sea life by snorkeling or scuba diving.

You may also want to visit the Dolphin Research Center in Grassy Key where you can spend a day with the center’s family of dolphins, sea lions and tropical birds. Watch educational presentations, let the kids run through the sprayground or experience one of the center’s “hands-on” sessions.

James River along Route 5 – Virginia

As the state capital of Virginia, Richmond shares a deep connection with our nation’s roots. The Virginia Tourism Corporation notes the city’s early days as a small colonial town and that Richmond was where Patrick Henry gave his famous “Give Me Liberty” speech at St. John’s Church.

Next, hop on U.S. Route 5 and follow it along the James River to discover attractions such as the Virginia State Capitol, which was designed by Thomas Jefferson, and the Tuckahoe Plantation, Jefferson’s childhood home. If you want to get out and stretch your legs, enjoy some time and the views on the 52-mile Virginia Capital Trail that runs along the Route 5 corridor between Richmond and Williamsburg.

Central Texas Getaway – Texas

From the beauty of rolling hills covered in wildflowers to the hustle and bustle of Austin, Central Texas has a lot to offer. Start your trip in Hill Country, where TravelTexas.com says you can view more than 5,000 different kinds of wildflowers. Or head to San Marcos, where you can explore Spring Lake by glass-bottom boat, kayak or stand-up paddle board or hike the trails at Spring Lake Natural Area. Or, you can take a walking tour of Fredricksburg’s historic district, which showcases the rich history of the town originally founded in 1846 by German settlers. Don’t forget to head over the Congress Avenue Bridge in Austin one evening, where on summer nights you can see the world’s largest urban bat colony. And, while you’re making your way around Texas, make sure you stop to get a taste of some famous Texas-style barbecue.

Whether one of these regions is your destination or you’re just passing through, Southern states offer a number attractions you can visit during a road trip. From learning more about the nation’s history to having some fun in the sun, a few stops along the way may make your summer vacation even more memorable.

Originally posted on May 3, 2011.

The post 4 Great Stops on a Southern Road Trip appeared first on The Allstate Blog.

Buying a Used Car? Beware of These Common Scams

By The Allstate Blog Team

Unlike a brand new vehicle, pre-owned cars can have a history of accidents or mechanical issues. Unfortunately, some sellers of used vehicles may tamper with the cars in an effort to conceal certain problems. It’s important to learn the potential risks you may face when purchasing a pre-owned vehicle so you can lower the chance of buying a car with a hidden history. These tips can help you learn what to look out for:

Odometer Fraud

Odometer fraud is an illegal practice that involves tampering with a car’s odometer, says the National Highway Traffic Safety Administration (NHTSA). Car sellers may do this to make the vehicle appear as though it’s traveled fewer miles than it actually has — which, in turn, may make the car more appealing to potential buyers. Fortunately, there are a few ways you may be able to see if the odometer has been tampered with. Here are some items you should check, according to the NHTSA:

  • Request a title or vehicle history report: Ask to see the vehicle’s title, or request a vehicle history report through a verified service provider. You should then compare the recorded mileage on the document against the odometer reading to see if they match. If the mileage number is hard to read on the report, or if it seems tampered with, you may want to think twice about buying the vehicle.
  • Inspect vehicle parts: If a vehicle has less than 20,000 miles, it will likely have the original tires. Inspect the tires to see what condition they’re in, and don’t forget to check the gas and brake pedals — if they’re extremely worn, this may be an indicator that the vehicle has been used more than the odometer suggests.
  • Check vehicle maintenance records: It doesn’t hurt to request maintenance records, such as from an oil change or tire service, to see if the mileage on the reports appear to be in line with the odometer reading.

Cloned Vehicle Identification Numbers

Every vehicle is assigned a vehicle identification number (VIN) when it’s built, says AutoTrader. This number allows the vehicle to be identified through its lifetime, but sometimes, car thieves change the vehicle’s VIN to another similar, legally-registered number. This can make it difficult for buyers to determine the car has been stolen, says AutoTrader.

When you’re getting ready to buy a used car, look at its vehicle history report to help ensure the VIN hasn’t been changed. And, while a car’s VIN is typically printed near the base of its windshield on the driver’s side, it may also be stamped near the engine’s firewall or in the driver’s side door jamb, says Edmunds. It would be a good idea to verify that all VINs stamped on the car match before you decide to purchase it.

Washed Titles

When a car is totaled, or has been significantly damaged, it is typically issued a special title. These may include salvage, junk or rebuild titles, according to the Better Business Bureau, and are issued so that car buyers know the history of the vehicle they’re dealing with. Some sellers may try to acquire a clean title by registering the vehicle with a new state, where a titling clerk may not recognize special title symbols from another state, says U.S. News and World Report. To help verify that you are not buying a car with a washed title, be sure to look at the vehicle history report to check for recent title transfers. You may also want to inspect a physical copy of the title to see if it appears to be altered in any way.

If you feel pressured to act quickly when buying a used car, you may want to think twice. Take time to inspect the car and research the vehicle’s history, and consider having it evaluated by a professional — it could save you frustration, time and money down the road.

Originally published on March 19, 2013.

The post Buying a Used Car? Beware of These Common Scams appeared first on The Allstate Blog.

Tips for Saving Money on Your Next Road Trip

By The Allstate Blog Team

For many people, embarking on a road trip to their vacation destination can be a more affordable means of transportation when compared to other travel options. But, besides saving money on things like airline tickets or baggage fees, there are some other ways to save that may not have crossed your mind. Check out these four tips that can help you save as you get ready to head out on your next road trip:

1. Pack Food for the Drive

Stopping for snacks and meals during a road trip can be expensive, especially when you are with the entire family. Consider skipping some of the fast food pit stops and bring snacks and drinks along for the car ride instead, recommends Business Insider. If you’d like to bring any refrigerated items along, or want to keep bottled water or soda cold, place them in a cooler filled with ice — then change out the ice as needed when you stop off at a gas station to fuel up.

2. Buy Vacation Essentials Early

Instead of waiting until the last minute to pack for your trip, get a head start so you can determine what you need ahead of time. This way, you can avoid last-minute shopping trips when you reach your destination. For example, if you’re headed to the beach, you’ll likely need sunscreen, towels or a beach bag. Consider packing these types of essentials ahead of time, as Business Insider says that the same items could be more expensive once you reach your vacation destination. Knowing what you need prior to leaving may also give you time to seek out sales when buying any items you need.

3. Avoid Traveling During Peak Times

If you don’t have a preference or a specific window for taking your trip, you may be able to save some money by traveling during a non-peak time of year, according to U.S. News and World Report (U.S. News). Some of the most popular travel times include around holidays or during summer and winter break. By avoiding these peak travel times, you may be able to score hotel or rental accommodations for less, says U.S. News. But, keep in mind that depending on where you’re headed, some activities or events may be limited based on seasonality.

4. Adjust Your Driving Habits to Improve Fuel Economy

Driving habits like stopping and accelerating suddenly, and how fast you drive, may have a negative impact on your car’s fuel economy. In fact, frequent hard braking or accelerating may reduce your vehicle’s fuel efficiency by up to 3 miles per gallon, says Consumer Reports. You may be able to help improve gas mileage by avoiding hard braking and accelerating when possible. Additionally, FuelEconomy.gov states that gas mileage can decrease once a vehicle reaches speeds of 50 miles per hour or more. Ensure you’re following the speed limit at all times and consider using cruise control, which can also help improve fuel efficiency.

Planning ahead for your next road trip may help alleviate some financial stress. Remember these tips as you plan so you can focus more on making memories with family and friends, and less on breaking the bank.

Originally published on May 8, 2011.

The post Tips for Saving Money on Your Next Road Trip appeared first on The Allstate Blog.

Tips to Help You Stay Safe in a Parking Lot

By The Allstate Blog Team

When you turn off the road and into a parking lot, it’s important to remember that the risk of experiencing a vehicle-related incident does not stop there. From keeping a look out for other cars and pedestrians, to ensuring your car is locked, there are many reasons to learn and practice parking lot safety. The following tips can help you prepare to protect yourself, your vehicle and others when in a parking lot.

Minimize Distractions

The National Safety Council (NSC) reports that some common distractions for drivers in a parking lot include making phone calls, texting and programming their GPS. But, remember that most states have either banned or restricted the use of cellphones while operating a vehicle, according to the Insurance Institute for Highway Safety. Even when driving through a parking lot, you should put away your cellphone and avoid these types of distractions so you can focus on your immediate surroundings.

Drive With Caution

Drive slowly and watch out for other cars driving by or backing up, as well as pedestrians. When you’re getting ready to exit a parking space, it is also a good idea to take a quick walk around your vehicle to check for low-lying objects first, says the NSC. Additionally, even if you have a backup camera, use the vehicle mirrors and look over your shoulder to aid with visibility as you back up.

Choose a Well-Lit Space

Look for a parking space close to the destination you’re going to and ensure it’s well lit, especially if you’re parking at night. For example, if you’re at the mall, Consumer Reports recommends parking as close as possible to the building — it’s typically the most populated area of a parking lot and may offer the best lighting as you walk to or from your car.

Stay Alert

Avoid talking on or looking at your phone while walking through a parking lot, recommends Consumer Reports. You may also want to consider ditching the headphones so you can hear what’s going on around you, like vehicles or pedestrians approaching. And remember, if you happen to notice any suspicious activity while in a parking lot, you should report it to your local authorities.

Secure Your Vehicle

Lastly, it’s a good idea to remove valuables from your vehicle, especially if they’re visible through a window, says the National Highway Traffic Safety Administration. If you can’t remove valuables, it’s a good idea to hide any items and bags from plain sight at a minimum, adds Consumer Reports. You should also close your vehicle’s windows, lock the doors and keep your car keys with you at all times.

By practicing these tips, you can help keep yourself and your vehicle safe in a parking lot, and may lower your chances of being involved in a vehicle-related incident.

Originally published on June 13, 2012.

The post Tips to Help You Stay Safe in a Parking Lot appeared first on The Allstate Blog.

Keeping Teens Safe With Graduated Driver Licensing

By The Allstate Blog Team

Getting a driver’s license is a rite of passage for many teenagers. While teen drivers may enjoy the newfound freedom, they are at an increased risk on the road. The Insurance Institute for Highway Safety (IIHS) states that 16- and 17-year-old drivers are three times more likely to get into a car accident than drivers over the age of 20. The explanation for this is simply that younger drivers lack experience and may overestimate their abilities on the road, says the IIHS.

To help reduce the number of teen driving accidents, every state and the District of Columbia now have graduated driver licensing laws to help teens get more experience behind the wheel before they’re fully licensed, says the Insurance Information Institute (III).

What Is a Graduated Driver Licensing Program?

A graduated driver licensing (GDL) program limits high-risk driving situations for teens, says the National Highway Traffic Safety Administration (NHTSA). These programs been shown to reduce teen accidents by up to 50 percent, says the NHTSA.

While the restrictions may vary from state to state, all GDL programs have three phases, according to the III:

  • Stage 1, Learner’s Permit: This is a supervised learning period during which the student must complete road knowledge and vision tests. This phase lasts six to 12 months, depending on the driver’s state, and the teen can only drive with a licensed adult in the vehicle during this time. Typically, 30-50 hours of driving experience is required before the next phase, says the Governors Highway Safety Association (GHSA).
  • Stage 2, Intermediate License: After completing stage 1, taking driver education training and passing a required road test, a new driver earns their intermediate license. During this stage, certain driving situations may still be restricted unless accompanied by a licensed adult. Typically, there are restrictions on nighttime driving as well as how many passengers can be in the car. The driver must also go without an accident or traffic violation for a set period of time to graduate from this stage. This stage typically lasts until the driver turns 18, says the GHSA.
  • Stage 3, Full License: Once the driver completes the first two stages and passes the required licensing tests, they will earn a license with full driving privileges.

No cellphone or electronic devices can be used during the first two phases of a GDL program, according to the GHSA.

How Can Parents Help?

Parents and guardians can play an important role in helping a young driver establish good habits and get plenty of practice behind the wheel. The NHTSA recommends:

  • Know your state’s GDL laws so that you can enforce them. Consider setting up your own rules as well.
  • Set a good example and practice safe driving yourself.
  • Take them out on practice drives and make sure they get the required time behind the wheel.

Setting teen drivers up for success behind the wheel is key in helping them stay safe on the road. With graduated driving license programs and plenty of practice, teens can gain the experience that will help make them better drivers.

The post Keeping Teens Safe With Graduated Driver Licensing appeared first on The Allstate Blog.

Driving Your RV: Staying Safe on the Road

By The Allstate Blog Team

Driving a recreational vehicle isn’t always as easy as hopping in your car or truck and hitting the road. There’s a little more to keep in mind, whether you’re cruising from coast to coast in an RV or are using it for long weekends at the lake. Consider these safety tips before you head out in your RV.

Use Mirrors and Cameras

Due to its height and length, motorhome drivers may have some blind spots you wouldn’t typically have with your average sedan. This means you may need to be a little more vigilant about what is going on around you. RVShare.com recommends making full use of your mirrors, both rearview and sideview, to see as much as possible of the road and traffic conditions around you. Newer RVs may even have cameras to help you monitor hard-to-see areas.

Give Yourself Enough Time and Space to Stop

RVs are heavier than your average car, and can take a longer time to come to a complete stop after you’ve applied the brake. Keeping a safe following distance behind other vehicles may help give you the time and space to stop safely and prevent you from having to slam on the brakes.

The distance it takes to completely stop will be different for each vehicle on the road. It comes down to three things, says the Utah Department of Transportation (UTOD): the distance traveled before the driver perceives the need to stop, the time it takes the driver to react and step on the brake and the distance the vehicle travels with the brake pressed until it stops completely. The heavier the vehicle, the more distance it will need to stop completely, according to UTOD.

Check Your Tires

When you’re driving a motorhome, it’s important to check your tires each and every time you use the vehicle, says Kampgrounds of America (KOA). With the weight your RV tires are carrying, your safety depends on them being properly inflated at all times. Get yourself a tire pressure gauge and know exactly how much pressure your tires should have, then check them regularly. KOA adds that you should check the pressure when the tires are “cold,” which means they aren’t warm from recent use. Be sure they are inflated to the range indicated in the owner’s manual, and do not exceed the maximum pressure noted on the tires. You may also want to cover the tires when you’re not using the motorhome, says KOA, to help prevent damage from the sun and other elements.

Pay Attention to the Weight and Weight Distribution

While you certainly need to pack the gear you’ll need while living out of your RV, you also need to keep the added weight of your cargo in mind. You need to stay within the manufacturer’s stated weight limits, such as the Gross Vehicle Weight Ratings and Gross Axle Weight Ratings, as well as the tire weight limits, says KOA. It’s a good idea to weigh the packed RV and each axle end to be sure you’re within allowable weight limits. TripSavvy also recommends checking on laws in each state you’ll be visiting, as RV regulations regarding the weight of your vehicle may vary from state to state. For example, some states may require trailers over a certain weight to have brakes (in addition to the tow vehicle’s braking system).

How you pack your RV can make a big difference. Keep the load even and balanced, says DoItYourselfRV.com, and place heavier items closer to the ground. Be sure to secure loose items so they do not slide around while the vehicle is in motion.

Keep Safety and Maneuverability in Mind

As with any vehicle, it’s important to keep safety in mind at all times. While an RV may feel like home, it’s important for every passenger to use a seat belt while you’re on the road. Stay securely buckled in and avoid the temptation to move around.

Camping World also offers these safety tips for driving your RV:

  • Be aware of the motorhome’s size. Keep the weight, height and length of your vehicle in mind, and plan your route to avoid bridges with low clearance or roads with weight restrictions. Be on the lookout for hazards like low-hanging branches, and be sure you can clear roofs, such as those at a gas station. Give yourself plenty of room to maneuver in parking lots and in traffic.
  • Leave room for turns. Remember that you’re going to need to take wide turns, and leave yourself plenty of space. The rear of your RV could hit the curb or another obstacle if you take a turn sharply. Keep an eye on your mirrors for other vehicles, and pull farther into an intersection before starting turns.
  • Get familiar with your RV’s handling. Before you hit the road, practice driving your RV in an empty parking lot. This will give you time and space to get used to the vehicle’s handling and to practice turning and parking.
  • Keep up with maintenance. Perform regular maintenance on your motorhome, and check it again before you head out on a trip. For example, look for cracks in belts and hoses, be sure lights and signals are working and look over the hitch and towing equipment to be sure they are in working order. (If you’re not comfortable with maintenance tasks, have a professional perform these tasks.)

RVs can be a great way to travel, but there are few extra precautions to consider before you hit the road. With a little practice and preparation, you may stay safer and have a trip to remember.

Originally published on October 18, 2012.

The post Driving Your RV: Staying Safe on the Road appeared first on The Allstate Blog.

VIN Etching: Deter Car Thieves

By The Allstate Blog Team

Since 1981, the National Highway Traffic Safety Administration (NHTSA) has required that every vehicle manufactured and sold in the United States is assigned a vehicle identification number, commonly called a VIN. The purpose of VINs is to help law enforcement trace and recover stolen vehicles and parts, as each VIN can be tracked back to a single vehicle. Edmunds notes it typically is on a small plate attached to the dashboard on the driver’s side of the vehicle. It may also be imprinted on other major components of the vehicle, as required by the Federal Motor Vehicle Theft Prevention Standard.

Learn more about VIN etching and how it may help protect your vehicle.

What Is VIN Etching?

Labeling the windows of your car, truck or SUV with its VIN may be an effective tool when it comes to theft prevention. VIN etching, as it’s commonly known, can be a cost-effective method for doing this if your vehicle did not come with the windows marked already. Angie’s List states that car dealers and local police departments often provide etching service. You can also purchase etching kits (check online or at an auto parts store) and do the work yourself. Typically, it only takes about 10 minutes to etch the windows.

The process should not damage your windows, says the Arizona Automobile Theft Authority (AATA). Etching should only affect the outer layer of the glass, and the etching is approximately 2 inches wide and a quarter inch high — so it should not interfere with your view.

How VIN Etching Deters Thieves

Sometimes, car thieves swap the VIN plate on the dashboard with a fake one, says the AATA. This essentially changes the identity of the vehicle and makes it hard for police to track. However, if the windows are etched, each piece of glass will also have to be swapped out. This costs time and money and cuts into any profit the thief can make selling the stolen vehicle. If the would-be thief notices the window etching, they may simply move on and look for an easier target.

How VIN Etching Can Help Recover Your Car

If your car is stolen, the NHTSA says you should immediately contact the police and provide relevant information, including the VIN. You can find the VIN on your insurance card or statement as well as the car’s title. (Don’t forget to contact your insurance company, too.) This information will be entered into a national police database, according to the St. Paul Auto Theft Unit. Police can easily spot window etching, says the AATA, and having that information on the window may help them recover your vehicle.

As a car owner, you may take steps like locking your car and parking in well-lit areas to help deter thieves. You may want to consider VIN etching as another line of defense.

Originally published on July 20, 2012.

The post VIN Etching: Deter Car Thieves appeared first on The Allstate Blog.

Drowsy Driving: Tips for Avoiding the Risk

By The Allstate Blog Team

If you’re feeling tired, you may want to think twice before getting behind the wheel. Statistics show that a fatigued driver is three times more likely to get into an accident, says the National Safety Council (NSC). According to the National Highway Traffic Safety Administration (NHTSA), drowsy driving results in approximately 90,000 crashes per year.

Learn about some of the people who may risk driving while drowsy and how you can help prevent yourself from being one.

What Are the Potential Effects of Drowsy Driving?

The National Sleep Foundation’s DrowsyDriving.org notes that a number of essential driving skills may be affected by fatigue. A drowsy driver may experience:

  • Slowed reaction time
  • Impaired vision
  • Lack of awareness of nearby vehicles as well as traffic signals and signs
  • Aggressive driving behavior
  • Reduced hand-eye coordination

NHTSA also notes that a tired driver may experience “micro sleeps,” in which a person experiences involuntary bouts of sleep or unconsciousness. These episodes can last a few seconds, which is enough for a car to drive the equivalent of a football field while moving at 55 miles per hour.

These symptoms tend to get worse the more fatigued a person becomes, further diminishing the driver’s ability to operate a vehicle safely.

Who May Be a Drowsy Driver?

Although anyone can become drowsy behind the wheel, some drivers may be at increased risked, according to the Centers for Disease Control and Prevention. They include:

  • Anyone who doesn’t get enough sleep
  • Shift workers, including those who work night shifts or long hours
  • Drivers with untreated sleep disorders, such as sleep apnea
  • People who use certain medications that may cause drowsiness

Drivers with these risk factors may want to be especially careful.

How Can You Help Prevent Drowsy Driving?

Whether you belong to a group with higher risk of drowsiness or not, it’s a good idea to take some preventive measures when you’re planning to hit the road. Here are a few things you can do:

  1. Rest up. Make sure you’ve had enough sleep before getting behind the wheel of a car. The National Sleep Foundation says adults typically need seven to nine hours a night.
  2. Limit the effects of shift work. If you work late shifts, you may find it difficult to sleep during the day, which can lead to general fatigue. To help prevent this, the National Sleep Foundation recommends setting a bedtime you stick to every day, making sure your bedroom is dark and quiet and avoiding caffeine near bedtime.
  3. Plan ahead. If you’re planning to leave on a road trip, schedule your sleep so you’re well-rested for your trip, says DrowsyDriving.org. If possible, travel with someone who can share the driving, and schedule breaks approximately every two hours.
  4. Be aware of medical issues. Whether it’s a sleep disorder or a medication that makes you sleepy, be aware of any medical issues you’re dealing with and adjust your driving habits accordingly. If you don’t know the source of your drowsiness, consult your doctor.

What Are the Signs of Drowsiness?

Even if you take precautions, it’s important to watch out for the signs of drowsiness when you’re driving. The National Sleep Foundation says that if you experience the following symptoms behind the wheel, it may be time to pull over and rest:

  • Heavy eyelids, trouble focusing and frequent blinking
  • Wandering thoughts
  • Not remembering having driven the last few miles
  • Missing traffic signs or exits
  • Frequent yawning
  • Erratic driving, such as tailgating or drifting into other lanes or onto the shoulder
  • Restlessness or irritability
  • Finding it difficult to keep your head up

Should you start experiencing signs of fatigue, the NHTSA recommends you pull over somewhere safe — like a well-lit rest stop. Consider drinking a cup or two of coffee or another drink with caffeine, and take a brief nap. DrowsyDriving.org notes that it will take about a half an hour for you to start feeling the effects of the caffeine. If you’re still feeling drowsy (or start to notice signs of fatigue again), it’s time to find somewhere safe to get a good night’s rest.

If you find yourself getting sleepy while behind the wheel, you may be putting yourself and others in danger. Instead of trying to push through, take a break and rest.

Originally published on March 31, 2014.

The post Drowsy Driving: Tips for Avoiding the Risk appeared first on The Allstate Blog.

What to Do When Your Car’s Engine Overheats

By The Allstate Blog Team

The last thing most people expect when they get behind the wheel is their car engine overheating. But, it’s important to know what steps to take when a car overheats so you can handle the situation effectively and keep safety a priority. Here’s what to do if you find yourself with a vehicle that’s overheating.

If your car’s engine overheats, pull over as soon as it’s safe to do so, says Donny Seyfer, executive officer for the National Automotive Service Task Force.

“Most of the time when this kind of thing happens, the driver doesn’t have the resources on hand to do anything useful,” says Seyfer. If that’s the case, he recommends that the driver turn the car off and call for a tow, adding that even one instance of engine overheating, if severe enough, can permanently damage the engine.

You may also be able to buy a little time to get off the road by turning the heater on full blast, according to Tony Molla, vice president of the Automotive Service Association. “This’ll provide some additional cooling through the heater core,” he says, but, ultimately, “the best way to cool down the vehicle is to shut it down.”

If there is steam coming out from under the car’s hood, Consumer Reports advises that you should not attempt to lift the hood, adding that it typically takes at least 30 minutes for a hot engine to cool down. And, while it might be tempting, make sure you don’t open the radiator cap while the engine is hot, warns Seyfer. This is because the hot coolant can cause severe burns.

Seyfer adds that leaving the system closed until it fully cools down may actually be better for the engine, too.

What Are the Warning Signs?

You don’t have to wait until you see steam rising from the hood to realize your car’s having difficulties, according to Molla, because there are often earlier signs that something is amiss. “One symptom might be the vehicle heater not getting warm,” says Molla, as this may indicate that the engine’s thermostat is stuck or that coolant is running low.

A glance at the temperature gauge can also help. “You can see an overheating problem developing if the temperature gauge is higher than normal,” Molla explains.

If the temperature warning light comes on, however, the problem is serious, says Molla. The same goes for a sudden burst of steam from under the hood, which he says is usually a sign that a radiator hose has blown.

What Are Some Preventative Measures?

So, what causes cars to overheat? The most common culprit is low coolant in the engine, says Molla, so a good defense is regular vehicle maintenance. “You can do a quick visual check of your coolant by looking at the plastic tank under the hood,” Molla says. “It’ll have the minimum coolant level mark for easy reference.” Drivers may want to make a regular habit of checking the car’s coolant level and, if necessary, topping it off.

But, there are some other reasons for a car to overheat, so having a plan to regularly inspect your car’s entire cooling system is key.

“Follow the maintenance schedule from your vehicle manufacturer,” says Molla. “The older the vehicle, the more likely it is to need maintenance, ranging from replacing old coolant or worn belts, or hoses that can leak or cause a water pump to not operate properly.”

Most engine coolant will last about 100,000 miles, says Molla, but older and higher-mileage vehicles should have the radiator coolant checked and belts and hoses swapped out according to the manufacturer’s recommended schedule. “A trained automotive technician can tell when it’s time for a change,” he explains.

It’s hard to predict when a car is going to overheat. But, keeping up with preventative measures and knowing what to do if it happens to your car may help you avoid some expensive repairs down the road.

The post What to Do When Your Car’s Engine Overheats appeared first on The Allstate Blog.

How to Check and Replace Your Windshield Wiper Blades

By The Allstate Blog Team

Windshield wipers can be an overlooked part of your car’s safety system. If your wipers are not working properly, it may be difficult to see the road or other hazards when it rains or snows. Faulty wiper blades can be ineffective and even smear your windshield, potentially creating visibility issues. Some simple, regular maintenance can help ensure your wiper blades are in good shape.

Auto maintenance and repair specialist The Humble Mechanic shares tips for inspecting, changing and maintaining your car’s wiper blades.

Inspect Your Wipers Regularly

Wiper blades are made out of rubber that can wear out even with limited use. The blades should be inspected regularly and replaced, if needed, about every six months, says Consumer Reports. If your blades are cracked, torn or heavily worn, they might not grip the windshield properly and not fully remove mud, rain, sleet or snow. Wiper blades can take a beating during winter months, and since conditions and vehicles can vary, you may consider checking your vehicle’s owner’s manual and the information that comes with your wiper blades for guidance.

Replace Your Wiper Blades

Changing your wiper blades is typically a simple task. If you’re not confident about your skills, it may be a good idea to leave it to the professionals — it’s often done when you take your car in for an oil change. But, if you want to do it yourself, Cars.com provides these steps:

  1. Determine the blade size. Measure the wiper blade length or check your car’s owner’s manual for the correct blade size.
  2. Remove the old wiper. Lift the wiper arm away from the windshield and depress the small tab on the underside of the wiper where it meets the wiper arm. Slide the wiper blade off the arm by pulling downward.
  3. Attach the new wiper blade. Pull the wiper blade tight onto the arm. You will hear a clicking sound when it locks into place. Lower the arm slowly back onto the windshield and repeat this process on the other wiper arm.
  4. Test. Run the wipers to see if they are working properly. It’s better to do it now instead of finding out they aren’t installed correctly during the middle of a downpour.

Taking these simple steps can help make sure your wipers are working efficiently and help maximize your visibility for safer driving.

Originally posted on May 12, 2017.

The post How to Check and Replace Your Windshield Wiper Blades appeared first on The Allstate Blog.

Tires Can Wear Out Even If They Haven’t Gone Very Far

By Mac Demere

If you’re thinking about buying used tires for your vehicle, there are some important points to consider. When a tire is between six and 10 years old, its rubber and internal components will begin to get dry rot. (If there is dry rot, you’ll notice cracks in the treads, discoloration and that the tire is misshapen, says Car and Driver.) Tires can degrade and weaken even if they haven’t gone very far or done much. For example, a 9-year-old car may only have 10,000 miles on the odometer, but it might need new tires.

When a tire needs to be replaced depends on several factors, according to Edmunds, including how it is used (such as not being inflated properly), exposure to heat and how it was stored. Here are a few things to keep in mind if you’re considering buying used tires or are wondering if you should replace older tires:

Tire Age

It can be difficult to accurately determine age-related tire damage. That’s because the conditions in a climate-controlled warehouse help prevent a tire from deteriorating. However, one left in the sun on display may be almost worn out inside before it’s mounted on a vehicle. And, the ones I put in the cool crawl space under my house in garbage bags are somewhere in between. Still, some car makers recommend replacing tires that are between six and 10 years old, regardless of how much tread is left, says the National Highway Traffic Safety Administration (NHTSA).

Almost every driver can find out a tire’s age just by decoding numbers on the tire. Your tire’s “born-on date” is on its sidewall, part of the government-required Tire Identification Number (TIN), according to NHTSA. The TIN is an alphanumeric code that begins with “DOT” (the abbreviation for the Department of Transportation). The last four digits indicate the week and year in which the tire was made. A TIN ending in 0112 means the tire was made in the first week of 2012. (If the DOT code ends with a letter or contains less than 10 digits, check the opposite sidewall. If you can’t find such a number or it has been ground off, assume the tire is far too old for safe use.)

History

While there is no way to track the history of a used tire, it’s safe to assume it likely was driven without being inflated properly, as the NHTSA states that only 19 percent of people have inflated their vehicle’s tires properly. Also, a used tire could have suffered significant damage from a pothole, been repaired improperly or permanently damaged when being dismounted. Because these factors may affect a tire’s safety, Consumer Reports advises against buying used tires. But if you do, make sure to have the used tire properly inspected by a tire professional before purchase and installation.

If you’ve just acquired a used car and encounter otherwise untraceable issues with tire wear, handling, excessive noise or the like, check to make sure all four tires were produced at the same plant at about the same time. It’s ideal if the TINs are identical on all four tires and, if applicable, the spare.

Tire manufacturers often make changes during production runs and sometimes produce the same product in multiple plants. A tire made a couple of years after or in a different plant than its otherwise visually identical sibling may have subtle but important differences. Check the plant code, which is immediately after DOT on the TIN. You can use the plant code to find where your tire was built at the NHTSA’s Product Information Catalog and Vehicle Listing.

Remember to check your spare tire, too. (You may find you don’t have one!) It’s possible to have a spare that’s never touched the ground but is so old that it should not be used. And finally, to help ensure your tires are properly inflated, the NHTSA recommends that you check the pressure of all your tires (even the spare) monthly.

Originally published on September 22, 2014.

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How Much Can I Afford to Spend on a Car?

By The Allstate Blog Team

Buying a new car can be exciting. It’s a major purchase, after all. But, to make sure the joy lasts even after you buy, it’s important to get a handle on your budget up front to make sure you’re financially ready in the long term. Here are some steps to take to help you determine how much car you can afford:

1. Calculate Your Income and Expenses

Don’t make the mistake of deciding on the car you’d like to buy first, and letting that dictate your budget, says auto-enthusiast site Jalopnik. Instead, you should review your income (looking at your take-home pay) and then subtract your current monthly expenses to help determine how much money is left over every month.

Along with major monthly payments, like rent or a mortgage, be sure to account for other bills like utilities, student loans and credit cards, says Consumer Reports. You should also include some other recurring expenditures, for example, your monthly grocery budget or television service provider bill.

2. Budget for Maintenance and Other Costs

Don’t forget to budget for the cost of car ownership as well, says Jalopnik, which typically includes car insurance, gas, maintenance and unexpected repairs. Consumer Reports recommends that your budget should account for future expenditures as well, such as savings for vacations, emergencies, retirement savings or other financial goals.

3. Estimate a Monthly Car Payment

If you’re planning to finance your car, after you’ve deducted all bills and expenses from your monthly income, the figure that remains is what you have available for things like a car payment. But, it’s not time for shopping just yet. Consider plugging that figure and your ideal loan terms into an auto loan calculator to give you an idea of the vehicle cost that’s likely within your means. It may be more beneficial to focus on the vehicle cost you can afford, rather than the monthly payment, because you may be tempted to stretch the loan out over a longer period of time to justify a more expensive car.

So, what’s a reasonable term for a loan? According to Edmunds, 72 months is the current average but they recommend no more than a 60-month loan — this is because the longer you make payments, the more interest you may pay.

4. Assess Your Wants and Needs

After determining how much car you can afford, it’s time to start thinking about the actual vehicle you’d like to buy. The key to finding the right vehicle, according to U.S. News and World Report (U.S. News), is pinpointing where your wants intersect with your needs.

Start by thinking about who you’re going to be driving around. For instance, do you need a vehicle with ample space to accommodate a large family or kids’ car seats? You may also want to review safety ratings on different vehicles to learn how they may perform in a crash. Then, consider where you live and think about things like geography or climate. Do you need a car with all-wheel drive that may be more suitable for winter weather conditions?  And, lastly, consider your lifestyle in terms of your daily work commute or weekend activities, says U.S. News.

An honest assessment of how you’ll use the vehicle will give you a better idea of what you’re looking for before starting your search.

5. Start the Search and Narrow Your Options

Now it’s time to research specific vehicle models. You may prefer to research vehicle makes and models online, or visit a car dealership. Be sure to keep your budget and needs and wants criteria in mind while you begin to narrow options. As you narrow your choices to a few vehicles based on what’s important to you and within your budget, and take them for a test drive. But before you pick a winner, it can be helpful to make a few last financial decisions.

It’d also be a good idea to get an insurance quote on each vehicle at this point, so you know what to expect — depending on the make and model, you may find that the insurance premium can vary. And, before you commit to a loan, check your credit history, suggests the Consumer Financial Protection Bureau. It may help you determine the interest rate you’ll pay (along with a more accurate monthly payment estimate).

When buying a new car, it takes some time and effort to get your budget right. But, by doing so, you may be less likely to end up with big payments on a car you love, but simply can’t afford.

The post How Much Can I Afford to Spend on a Car? appeared first on The Allstate Blog.

Moving to a New State? Here’s How to Update Your Vehicle Information

By The Allstate Blog Team

Moving to a different state can be an exciting time in your life. But, while you’re getting ready to explore all that your new state has to offer, don’t forget that there are some important tasks you need to take care of to help ensure the entire transition goes smoothly. Some of those tasks are car-related and include updating your driver’s license and vehicle registration to your new home state. Not sure where to start? This moving checklist for your car can help:

1. Update Your Auto Insurance Policy

First, start thinking about securing an auto insurance policy in your new state. While each state’s deadline for completing this task varies, you should try to complete it as soon as possible. It may be helpful to start looking into this prior to your move, so you’re aware of any potential deadlines or implications relating to the switch.

A good place to start may be with your current insurance provider. You should alert your agent of your move and consider asking if they are licensed to sell insurance in your new state. If they are, and you decide to remain with that company, they should be able to help update your policy. If your insurance provider is not licensed in your new state, you may want to start requesting and comparing auto insurance quotes from other companies. You should aim to have a new policy prior to canceling your existing one to help you avoid a potential lapse in coverage.

Whether you need to update your current policy or find a new insurance provider, get prepared by gathering some documents, such as your current policy’s declaration page and driver’s licenses for those within your household that drive the vehicle. This may help the process go more smoothly.

2. Get a New Driver’s License

The process and deadline for acquiring a new driver’s license varies by state, so first and foremost, be sure to check your state’s requirements. Some may require you to obtain a new driver’s license immediately upon establishing residency in the state, while others may offer a grace period. For example, Michigan’s Department of State says new residents are required to update their driver’s license immediately after moving into the state. On the other hand, Tennessee’s Department of Safety and Homeland Security states that new residents have a 30-day window to complete the process.

When you’re ready to update your license, you’ll need to bring some identification and documents to your local department of motor vehicles (DMV):

  • A form of identification: This may include your current driver’s license or a state-issued ID.
  • Proof of state residency: A copy of a lease or mortgage agreement, current pay stub or utility bill all qualify in Tennessee, for example, as long as it lists the resident’s home address in the state.
  • Social Security number: Bringing a physical copy of your Social Security card may be a good idea.

Keep in mind that your new state may require other documents to get a new license. They may also require that you to retake a written or vision test, or even a driving test, to obtain your new license. It’d be a good idea to confirm this process, along with any needed documents, with your local DMV.

3. Transfer Your Car’s Title

Some states might require you to update your vehicle’s title with your state’s transportation authority. After getting a new driver’s license, you’ll need to visit a titling office to update your car’s title, which proves ownership of the vehicle, notes The Balance.

When you’re ready to transfer the title, verify the paperwork needed to do so. Some states, such as Ohio, may also require that your car passes an emissions test prior to titling and registering your vehicle, according to the Ohio Environmental Protection Agency. While requirements vary by state, Georgia’s Department of Revenue states the following documents are needed to transfer a car’s title:

  • Driver’s license: It needs to be issued in your new state, so be sure to update your license first.
  • Current vehicle title: Or, if your car is not paid off, information for the lienholder may suffice.
  • Vehicle registration certificate: Bring a copy of your vehicle’s registration from your old state. You will likely need this for the next step as well (updating your vehicle’s registration).

4. Complete License Plate Registration

Lastly, you’ll likely need to get a new license plate for your vehicle. Be sure to check with your new state on their specific process and fees to complete the vehicle registration task. For example, Illinois gives new residents 30 days to apply for a new vehicle title and registration, according to CyberDriveIllinois.com. You may also want to confirm local disposal rules for old license plates, as you may be required to return them.

Researching and planning ahead for these car-related tasks may help alleviate some stress that comes with a big move. Be sure to check your state-specific requirements before completing these tasks to help ensure you have everything you need for a smooth vehicle transition.

The post Moving to a New State? Here’s How to Update Your Vehicle Information appeared first on The Allstate Blog.

What Factors Determine Gas Prices?

By The Allstate Blog Team

If you’ve noticed prices move up and down at the gas station, you may have wondered what causes gas prices to fluctuate. Or, maybe you’ve noticed higher or lower gas prices in other states during a road trip. From location to tax rates, here’s a look at some of the factors that may affect the price of gas.

Price of Crude Oil

The biggest contributor to the price of gas is the cost of crude oil, says the U.S. Energy Information Administration (EIA). Also known as fossil fuel, crude oil is the liquid that is removed from the ground and sent to refineries to be made into gasoline.

Crude oil prices are based largely upon supply and demand. Therefore, when crude oil production rises, prices may decline, but costs may rise when production declines. Economic conditions play a role in crude oil prices, the EIA says. When the economy is doing well, demand for raw materials such as crude oil tends to rise, while prices fall.

Taxes

State and federal taxes are built into the price of a gallon of gas, says Energy.gov. While the same federal tax rate is charged at every gas station in the U.S., each state sets its own tax rates. Some states charge sales tax, while others may include other costs, such as environmental fees, in the price of a gallon of gas.

Location

State tax rates aren’t the only reason why gas prices can vary by location. Gas prices can vary based on state or region due to the distance from the supply, according to the EIA. Supply sources can include the pipeline and refineries. So, for example, say the source of the gasoline is near the Gulf Coast. States in that region may see lower prices at the pump because they are closer to the source of the gasoline than states along the West Coast or in New England.

In addition, some states have adopted laws that require the use of “cleaner” fuel that has less of an environmental impact. This fuel typically costs more to produce and is offered by limited suppliers, making it more expensive for drivers to purchase, the EIA explains.

Retail competition may also affect gas prices, even within the same town. Gas station owners may adjust their prices based on how many competitors are nearby, says the EIA.

Additional Factors

Gas station owners may also consider their operating costs, like employee wages and rent payments, when setting their prices, the EIA says. Other expenses, such as fuel distribution, marketing and refining, also play roles in the price of gas.

While you can’t control the price of gas, the next time you fill up, you may have a better understanding of some of the factors that contribute to the price you pay at the pump.

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Common Reasons to Consider Roadside Assistance

By The Allstate Blog Team

There are several situations where you may find yourself in need of roadside assistance. Even if you feel prepared for a number of potential problems on the road — like a flat tire — knowing that there’s a provider you can contact in an emergency can give you some additional peace of mind.

Here are some common reasons why you may want to consider roadside assistance and how to stay safe if your car is broken down on the side of the road.

Flat Tire

Most cars have a spare tire in the trunk or mounted on the back. It likely even has a small jack and tire iron. If you know how, changing a flat tire yourself is generally quick and easy, as long as you can do so safely. If you’ve never done it before, then you probably won’t want to try learning once you’re stranded. Flat tires are one of the most common reasons to contact roadside assistance.

Need a Tow

If you break down or are in an accident, you’ll need to get your car off the road and into a repair shop. Sometimes a one-time tow may be pricey if you haven’t done your research. You also don’t want to try and find a towing company while you’re broken down. Consider contacting your insurance provider if you think you require a tow. They’ll make sure to send a trustworthy company to your location.

Dead Battery

Jumper cables are a key component in a car emergency kit. Make sure you know how to use the jumper cables properly. If you’re alone and need to jump start your car, you should call for help. Never flag down another motorist, which could be dangerous, says Consumer Reports. If your battery is completely dead or you haven’t stored your jumper cables properly, even the cables might not work, says AutoGuides.com.

Locked Out or Dead Key Fob Battery

Most cars come with two keys or key fobs. Naturally, giving your spare key or key fob to a loved one or keeping it in your home can be helpful in this situation as you can contact your friend or spouse and wait for them. But, if you’re far away, don’t have time to get a new key fob battery or need to get into your vehicle more quickly, contacting roadside assistance might be your best bet. If you don’t have roadside assistance already, some companies may provide help without signing up in advance.

Out of Gas

For safety reasons, you should not keep a filled gas can in your vehicle, says the National Agricultural Safety Database. Having an empty gas can may come in handy, but you have to get from your car to a gas station and back. Most basic roadside services include fuel delivery because running out of gas is a common problem for motorists. Keep in mind that in most cases, the gas is provided at cost to the customer.

Car Breakdown Safety Tips

Whether you’re broken down because of a flat tire or an accident, you should keep the following safety tips in mind from the Insurance Information Institute and Consumer Reports:

  • Pull your car over to the side of the road or shoulder as soon as it is safe to do so.
  • Turn on your car’s hazard lights and put out your emergency reflector triangles, if you have them, to help alert other drivers.
  • Don’t attempt to repair your vehicle on a busy highway.
  • If you’re able to safely walk to another location, leave a note on the windshield of your car with your phone number, lock your car and call for assistance once you’re in a safe location.
  • If you cannot walk to a safe location, stay in your car with the doors locked and your seat belt fastened. Call for assistance and wait for them to arrive.

Roadside assistance may not be as expensive as you might think, but be sure you understand exactly what is included in your plan to ensure you have the right coverage. You may not need roadside assistance often, but you’ll be glad you invested in it if a problem arises.

Originally published on June 24, 2013.

The post Common Reasons to Consider Roadside Assistance appeared first on The Allstate Blog.

4 Tips to Prepare Your Teen to Drive Solo

By The Allstate Blog Team

Your teen may think they’re ready to hit the road on their own, but you know it’s your responsibility to make sure they understand the importance of safe driving before they go solo. After months of driving lessons, you may still be wondering if they’re ready — even after they’ve passed their driver’s test. Here are some tips to help ensure your teen is ready to conquer the road alone.

1. Ensure They’ve Successfully Completed A Graduated Driver Licensing Program

According to the National Highway Traffic Safety Administration (NHTSA), a graduated driver licensing (GDL) program is a three-step approach that restricts potential high-risk driving situations for teens — and all 50 states as well as the District of Columbia have adopted a GDL program. As your teen moves through the phases of your state’s program, they’ll continue to learn and earn their right to full driving privileges. Here are the three GDL phases, according to the Insurance Information Institute (III):

  • Learner’s Permit: A supervised learning period where the student must drive with a licensed adult and complete road knowledge and vision tests.
  • Intermediate License: After completing advanced training and passing a required road test, a new driver earns their intermediate license. Certain driving situations, such as driving alone at night, are still prohibited in this stage unless accompanied by a licensed adult. The driver must remain accident-free and not incur any traffic violations over a set period of time before completing this stage.
  • Full License: A license with full driving privileges is earned.

You may want to check your state’s individual GDL program laws as requirements vary by state.

2. Talk to Your Teen About Safe Driving

Don’t wait until your teen is driving and ready to get their license before emphasizing the importance of safe driving behaviors. The NHTSA says you should start this conversation before they even reach your state’s legal driving age. Talk to your teen about safe driving habits and rules of the road, such as wearing their seat belt and following the speed limit at all times. Parents should also focus on setting a good example for their children when it comes to safe driving behavior, says the Insurance Institute for Highway Safety. While your child is in the car with you, practice the rules and habits you share with them so they can see your advice in action — the NHTSA states that children typically learn the most by watching their parents.

3. Have Them Make A Commitment to Safe Driving

Whether they’re doing the driving or simply along for the ride, teens should commit to following the rules of the road in order to keep everyone in the vehicle safe. Once you’ve talked with your teen about safe driving behaviors, consider putting some rules in writing. You could think of it as a contract your teen signs that has consequences if any rules are broken. For example, if your state doesn’t limit the number of passengers your teen can have in the car, you could consider enforcing your own rule, says the NHTSA. If they break that rule, you could revoke family car use privileges for a period of time. It might not hurt to enforce rules stating that your child must follow your state’s laws, either.

4. Talk About the Dangers of Distracted Driving

Distracted driving has become a large topic of discussion within the last few years. Many states have passed laws against distracted driving, including using your cellphone while on the road, says the III, but it can be especially tempting for teens to change the radio, eat or use their phone when behind the wheel. When talking to your teen about safe driving, consider discussing the importance of resisting common distractions when driving. You could even consider implementing a rule such as “no cellphone use while driving” in your safe driving contract.

Many parents would probably agree that they experience some anxiety as their teen pulls out of the driveway on their own for the first time. But, by teaching your kids safe driving habits early on, you can help ensure that they are ready to get behind the wheel alone.

Originally published on January 2, 2012.

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The History of the Stop Sign

By The Allstate Blog Team

Have you ever wondered why a stop sign is red or why it is shaped like an octagon? To help keep you safe, the stop sign has evolved over the years with a design that gets your attention more easily so you can react more quickly. Here are some facts about the history of the stop sign.

When was the first stop sign installed in the U.S.?

The first stop signs were posted in Michigan and Nebraska in 1915, says Brown University Originally, they were square-shaped, measuring 2 feet by 2 feet and featured black letters on a white background, according to Jalopnik. These plain signs may have been adequate at first since there weren’t many cars on the road, but by the 1920s, the number of cars on the road began to increase. The U.S. then standardized all stop signs to the octagonal shape that we still see today.

Why is the stop sign shaped like an octagon?

The American Association of State Highway Officials (AASHO) saw a few key advantages to giving the stop sign its unique shape. First, the octagonal shape makes it easy for drivers traveling in the opposite direction to recognize the sign from the back, which helps prevent confusion at intersections, according to Reader’s Digest. Second, since the original stop signs weren’t reflective, the AASHO needed a design that could be easily recognizable at night.

Was a stop sign always red?

While the stop sign’s shape has remained the same since the 1920s, it wasn’t always red like the one we see today. Multiple revisions were made, but up until the mid-1950s, stop signs generally featured a yellow background with black letters and a black outline, says Jalopnik. In 1954, the stop sign got a makeover, according to Reader’s Digest, resulting in its current look — a white outline and lettering against a red background.

It’s understandable that suddenly changing the look of a traffic sign may cause some confusion (imagine if speed limit signs were suddenly blue), but the move to a red sign was a logical one. Since stop lights are red, changing the sign’s color to red reinforced the notion that a red sign or light means “stop.”

What are stop signs like today?

Today’s stop sign stands approximately 7 feet off the ground in urban areas and 5 feet off the ground in rural locations, according to Cornell University. Stop signs are also retroreflective, which means that if your headlights shine on them, light will be reflected back toward you.

The familiar red octagonal shape of stop signs is now the standard in most of the world. Countries may use different languages, but that red octagon with a white border means the same thing in nearly all of them — stop.

Originally published on March 14, 2012.

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Quick Fix: How to Clean Your Car’s Dashboard With a Coffee Filter and Olive Oil

By The Allstate Blog Team

Keeping your car clean inside and out is a regular task. But you don’t have to buy expensive cleaning products to maintain the interior. Here’s an easy way to get your car’s dashboard clean with common household items.

Step 1: Gather Your Supplies

Grab a coffee filter and a bottle of olive oil, BobVila.com recommends.

Step 2: Do a Spot Test

Select an inconspicuous place on your dashboard to do a spot test, Pedals and Pumps suggests. This will help determine if any discoloration may appear.

Step 3: Apply Olive Oil to the Coffee Filter

Apply a few drops of olive oil to the coffee filter. You may want to use an eyedropper to control the amount of oil you apply. You can add more olive oil to the coffee filter as needed.

Step 4: Wipe Away

Wipe until dust and dirt are removed! You can also use this method on pleather or leather seats and armrests, says BobVila.com. (Be sure to do a spot test first, though.) However, TLC.com advises that you avoid getting the olive oil on the steering wheel. Finally, consider making your own air freshener as a finishing touch for your clean car.

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Tips for Teaching Your Teen Driver

By The Allstate Blog Team

If your teen has a permit and is working toward getting a driver’s license, you’ll likely need to spend some time teaching her how to drive. Many states require teens with learner’s permits to log a certain number of supervised driving hours outside of driver’s education, according to the Governors Highway Safety Association, and that often means parents play the role of driving instructor.

Before you start teaching your teen to drive, it’s a good idea to brush up on your state’s requirements and prepare yourself to be a good teacher. Here are some things to consider when teaching your teen to drive.

Prepare to Teach Your Teen Driver

Before each lesson, choose a location and decide what skills your teen will practice, suggests KidsHealth.org. For instance, you may want to find an empty parking lot where your teen can practice braking or turns. This may also be a good place to practice using anti-lock brakes if the pavement is wet. Allowing your teen to practice in lower risk areas may help prepare her for future experiences on main roads.

Remind your teen to constantly be on the watch for potential obstacles, such as other drivers, bicycles and pedestrians, the Centers for Disease Control and Prevention says. Stress the importance of avoiding distractions by not using phones or eating while driving, too.

It’s also important to practice safe driving habits yourself, the National Highway Traffic Safety Administration (NHTSA) says. In addition to helping yourself stay safe on the road, it’s a good idea to model good driving behavior for your teen when you’re the one behind the wheel.

Provide Feedback to Your Teen Driver

When your teen makes a mistake, use it as a teaching opportunity, KidsHealth.org suggests. Instruct your child to safely pull the car over, and then discuss what happened and how to prevent the mistake from happening again.

Rather than get upset at your teen driver, try making comments that help make her more aware of a mistake, the FamilyEducation.com says. For example, you might ask your teen what the speed limit is instead of expressing fear that she’ll be ticketed for speeding. In addition, be sure to praise your teen when you notice improvements.

Set Your Own Rules of the Road

In addition to reviewing your state’s laws for teens learning to drive and reminding your teen of general laws, like your state’s seat belt requirements, you may want to establish additional rules, the NHTSA suggests. For instance, if your state does not restrict the number of passengers that can ride with a teen driver, you may want to establish your own rule. Clearly communicate any requirements you set with your teen and make sure they understand the consequences of breaking them, the NHTSA says. Consider putting your expectations for your teen in writing.

It takes a lot of practice for a teen to become a safe driver. By patiently coaching your child and providing consistent feedback, you can help your teen gain experience and become a better driver.

Originally published on June 23, 2009. 

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